5855 Midnight Pass Rd #420, photo 1
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Overview

2 bd2 ba1,152 sqftCondominium
TypeCondominium
Condo dues$734/mo
Built1976
Lot379,535 sqft
Living area1,152 sqft
Price / sqft$647

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboSaunaStone CountersWindow TreatmentsLightingOutdoor Grill

5855 Midnight Pass Rd #420 is a 1976-built home in Harbor Towers Y & R, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $745,000 (about $647/sqft), 338 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $734 monthly.

From the listing

Location, location & views! Enjoy and experience luxury living at the Harbor Towers located just steps away from the world-famous Siesta Key beach. Highly desirable 4th floor unit, 2BR/2BTH with spectacular Gulf of America views from every room. Fully updated unit with new windows, new pipes, quartz countertops, new kitchen cabinets doors, new bathrooms and luxury vinyl flooring throughout. This turnkey furnished condo features an open floor plan, two suites split plan bedrooms and provides one parking space & additional storage room. New electrical panel and new water heater. Delight yourself at the HT amenities including heated resort style pools, 3 Har-Tru tennis courts, fitness center, sauna, clubhouse and a superb Marina & seating along the intercoastal waterway. HT has newly renovated building facade, common area including the lobby, spa area and hallways. A fantastic investment opportunity to own a rental income while enjoying the unit whenever you wish. Two-week minimum rentals are allowed 26 times/ year. Buyer can use the on-site property management company for rentals, or others.

The essentials

Built
1976
Price / sqft
$647
On market
338 days
Annual tax
$4,975
Condo dues
$734/mo
Flood zone
AE
Lot
379,535 sqft
Type
Condominium

At a glance

Condo
7 stories · 1976
Water views
Water
Private pool
Heated
Assigned parking
1,152 sqft
Living area

Payment

Est. monthly payment
$5,406/mo
Down payment (20%)
$149,000
Property taxes
$415/mo
Condo dues
$734/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1976
Lot
379,535 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned
Pool
Heated, In Ground
Days on Market
338
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Sauna
Stone Counters
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Sidewalk
Sliding Doors
Tennis Court(s)
Buyer Approval Required
Clubhouse
Fitness Center
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Phillippi Shores Elementary
Middle
Brookside Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$4,975
Parcel #
0105134105

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Towers Y & R
County
Sarasota
MLS Area
34242 - Sarasota/Crescent Beach/Siesta Key
Lot Size
379,535 sqft
Condo dues
$734/mo
Harbor Towers Yacht and Raquet Club

Price history

Date
Event
Price
11/12/2025
Price change
Source: Stellar MLS #A4671788
$745,000-2.6%
$647/sqft
11/11/2025
Listed for sale
Source: Stellar MLS #A4671788
$765,000
$664/sqft

Neighborhood

5855 Midnight Pass Rd #420
Sarasota, FL, 34242 · 34242 - Sarasota/Crescent Beach/Siesta Key

Market insights

Offer Insights

Choose an offer strength

List price: $745,000
$715,000 – $745,000
95.7% – 100% of listTops out right at the list price
80% of listList price
53 of the last 104 condo closings in 34242 landed at this number or higher (51%). The median one sat 122 days before it went under contract, and this one is on day 338 after a $20,000 cut.

Sample: 104 closed condo sales in 34242 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,407/mo
Principal & interest$3,885
Property taxes$415
Insurance$373
HOA$734
Down payment20% · $149,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$745,000

$647 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,152 sq ft

Time on market

338 days

Year built

1976

Monthly payment

About $5,406/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,975 annual tax bill, insurance, and $734/mo in condo dues.

Condo dues

$734/mo

Managed by Harbor Towers Yacht and Raquet Club.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byFINE PROPERTIESListing agent: Mihaela DraganListing data from Stellar MLS, MLS# A4671788.

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