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Overview

3 bd3 ba2,117 sqft3 car garageSingle Family
TypeSingle Family
HOA$90/qtr
Built1998
Lot8,233 sqft
Living area2,117 sqft
Price / sqft$363
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

4735 Spinnaker Dr is a 1998-built home in Riverdale Rev, Bradenton. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,117 square feet of living space. Listed at $768,000 (about $363/sqft), 237 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $90 quarterly.

From the listing

Enjoy true Florida waterfront living in this well-maintained 3-bedroom, 3-bath, 3-car garage with Gulf-access home. With direct access to open water from your backyard, it’s perfect for boaters who want quick and easy trips to the Gulf. No CDD and Low HOA. The home offers hurricane impact windows and a hurricane-rated garage door for added peace of mind and remained high and dry during previous storms Step outside to an enclosed solar-heated saltwater pool designed for year-round outdoor living. A third full bathroom with direct pool access adds convenience for poolside use. An outdoor kitchen completes the space, ideal for entertaining. Recent updates include a new HVAC system (2023), pool resurfacing with a new railing, skimmer, variable-speed pump, saltwater system and auto fill (2023) Pool solar panels (2023), hurricane-rated garage door (2019), front impact windows (2020), enclosed pool cage (2024) and new attic insulation (2026). Fresh landscaping enhances the curb appeal, and the home is move-in ready with thoughtful updates throughout. A great opportunity to enjoy boating, relaxing poolside, and making the most of waterfront living

The essentials

Built
1998
Price / sqft
$363
On market
237 days
Annual tax
$234
HOA
$90/qtr
Flood zone
AE
Lot
8,233 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Canal - Freshwater
Private pool
Heated
3 car garage
Driveway
8,233 sqft lot
Lot size

Payment

Est. monthly payment
$4,439/mo
Down payment (20%)
$153,600
Property taxes
$20/mo
HOA
$90/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
8,233 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Oversized, Tandem
Pool
Heated, In Ground, Salt Water, Solar Heat
Waterfront
Canal - Freshwater
Days on Market
237
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Awning(s)
Hurricane Shutters
Outdoor Kitchen
Deed Restrictions
Dog Park
Park
Playground
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$234
Parcel #
1072711102

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverdale Rev
County
Manatee
MLS Area
34208 - Bradenton/Braden River
Lot Size
8,233 sqft
HOA
$90/qtr
Jamie Herter/ Access Management

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #A4683560
$768,000-1.5%
$363/sqft
-
Price change
Source: Stellar MLS #A4683560
$779,900-4.3%
$368/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #A4683560
$814,900
$385/sqft

Neighborhood

4735 Spinnaker Dr
Bradenton, FL, 34208 · 34208 - Bradenton/Braden River

Market insights

Offer Insights

Choose an offer strength

List price: $768,000
$750,000 – $768,000
97.7% – 100% of listTops out right at the list price
80% of listList price
73 of the last 145 home closings in 34208 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 237 after a $46,900 cut.

Sample: 145 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,439/mo
Principal & interest$4,005
Property taxes$20
Insurance$384
HOA$30
Down payment20% · $153,600
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$768,000

$363 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,117 sq ft

Time on market

237 days

Year built

1998

Monthly payment

About $4,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $234 annual tax bill, insurance, and the $90/qtr HOA fee.

HOA fee

$90/qtr

Managed by Jamie Herter/ Access Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PROFEREListing agent: Becky GonzalesListing data from Stellar MLS, MLS# A4683560.

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