2005 SE 20th Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,411 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

2005 SE 20th Ln is a home in Cape Coral, Cape Coral. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Build your dream home or next investment on this prime waterfront vacant lot on a quiet cul-de-sac located at 2005 SE 20th Ln in Cape Coral, FL . This property offers direct canal access and features a brand-new seawall, saving you significant time and expense while setting the stage for immediate development. Enjoy the Florida waterfront lifestyle with boating, kayaking, and fishing right from your backyard. The lot is situated in an established residential neighborhood with nearby homes, with utilities available, and convenient access to shopping, dining, schools, and major roadways. Whether you’re planning a custom primary residence, a second home, or a long-term investment, this canal-front parcel offers outstanding value and flexibility in one of Cape Coral’s most desirable boating communities.

The essentials

On market
229 days
Annual tax
$4,395
Flood zone
AE
Lot
10,411 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,411 sqft lot
Lot size

Payment

Est. monthly payment
$2,652/mo
Down payment (20%)
$79,980
Property taxes
$366/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,411 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish, Canal Front
Days on Market
229
Flood Zone AE
Annual Tax (2025)
$4,395
Parcel #
29-44-24-C3-05400.0440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33990 - Cape Coral
Lot Size
10,411 sqft

Price history

Date
Event
Price
2/24/2026
Listed for sale
Source: Stellar MLS #A4683726
$399,900

Neighborhood

2005 SE 20th Ln
Cape Coral, FL, 33990 · 33990 - Cape Coral

Calculator

Est. monthly payment
$2,652/mo
Principal & interest$2,086
Property taxes$366
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

Time on market

229 days

Monthly payment

About $2,652/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,395 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Jennifer OwensListing data from Stellar MLS, MLS# A4683726.

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