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Overview

3 bd3 ba2,025 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot7,501 sqft
Living area2,025 sqft
Price / sqft$2,074
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanThermostatBalconyConvection OvenDishwasherDisposalDryer

889 N Shore Dr is a 1998-built home in Shore Acres, Anna Maria. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,025 square feet of living space. Listed at $4,200,000 (about $2,074/sqft), 198 days on market. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

This Bayfront home is calling your name! Perfectly positioned directly on the bay, this 3-bedroom, 2.5-bathroom residence offers breathtaking water views from almost every window, inviting the serene beauty of Tampa Bay inside. Step into an open, light-filled layout designed for relaxation and entertaining. The spacious interiors flow effortlessly, with generous living areas that frame panoramic bay vistas. Multiple balconies provide the ideal spots to savor morning coffee, sunrise, or the gentle bay breeze while watching dolphins play and boats glide by. Long, private driveway and attached garage offering ample parking for family and guests. Whether you’re hosting a weekend getaway or enjoying everyday island life, there’s plenty of room for boats, cars, and more. Just minutes from Anna Maria’s world-famous white-sand beaches, Pine Avenue’s charming shops and restaurants, this home combines privacy and convenience in one of the island’s most desirable north-end locations. Experience true Florida waterfront living—where every day feels like a vacation. Don’t miss this rare opportunity to own a slice of paradise on Anna Maria Island!

The essentials

Built
1998
Price / sqft
$2,074
On market
198 days
Annual tax
$39,176
Flood zone
VE
Lot
7,501 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Bay/Harbor
2 car garage
7,501 sqft lot
Lot size
2,025 sqft
Living area

Payment

Est. monthly payment
$27,270/mo
Down payment (20%)
$840,000
Property taxes
$3,265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
7,501 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Bay/Harbor
Days on Market
198
Ceiling Fans(s)
Open Floorplan
Thermostat
Balcony
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Refrigerator
Washer
Flood Zone VE
Annual Tax (2025)
$39,176
Parcel #
6854000103

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shore Acres
County
Manatee
MLS Area
34216 - Anna Maria
Lot Size
7,501 sqft

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #A4688600
$4,200,000-6.7%
$2,074/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #A4688600
$4,500,000
$2,222/sqft

Neighborhood

889 N Shore Dr
Anna Maria, FL, 34216 · 34216 - Anna Maria

Market insights

Offer Insights

Choose an offer strength

List price: $4,200,000
$3.96M – $4.20M
94.3% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 34216 landed at this number or higher (52%). The median one sat 152 days before it went under contract, and this one is on day 198 after a $300,000 cut.

Sample: 27 closed home sales in 34216 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$27,269/mo
Principal & interest$21,905
Property taxes$3,265
Insurance$2,100
Down payment20% · $840,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,200,000

$2,074 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,025 sq ft

Time on market

198 days

Year built

1998

Monthly payment

About $27,270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $39,176 annual tax bill, insurance.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered bySATO REAL ESTATE INC.Listing agent: Jason SatoListing data from Stellar MLS, MLS# A4688600.

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