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Overview

3 bd2 ba1,504 sqft2 car garageSingle Family
TypeSingle Family
HOA$260/yr
Built1993
Lot14,488 sqft
Living area1,504 sqft
Price / sqft$259
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorWindow TreatmentsGardenPrivate MailboxPrivate Yard

204 Greenwich St is a 1993-built home in Bentley Oaks, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,504 square feet of living space. Listed at $389,900 (about $259/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 annually.

From the listing

Virtually Staged. Seller offering $10,000 to assist with buyer closing costs or rate buydown. Welcome home to this beautifully maintained, one-owner property in desirable Davenport! Pride of ownership shines throughout, with thoughtful upgrades and charming details at every turn. Enjoy a brand-new kitchen and dining room (2017) designed for both style and function, along with ceramic flooring that flows seamlessly throughout the home. Major updates provide peace of mind, including a new roof (2022) and new A/C unit (2022), plus double-pane, double-hung windows with updated blinds for energy efficiency and comfort. Step outside to a welcoming garden entrance featuring a tranquil fountain, setting the tone for this inviting home. Relax year-round on the large screened-in back porch with ceiling fans-perfect for enjoying Florida’s breezy evenings. The oversized fenced backyard offers exceptional privacy, and the lot extends beyond the fence line, giving you even more space to enjoy. Additional highlights include a newer fence (2020), extremely low HOA, and a spacious lot that’s hard to find. Ideally located just minutes from I-4, you’re a short drive to Orlando’s world-famous attractions, dining, shopping, and entertainment-including Walt Disney World, Universal Studios, and more-making this home perfect for both relaxation and convenience.

The essentials

Built
1993
Price / sqft
$259
On market
172 days
Annual tax
$1,355
HOA
$260/yr
Flood zone
X · Low risk
Lot
14,488 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
2 car garage
0.33 acres
Lot size
1,504 sqft
Living area

Payment

Est. monthly payment
$2,363/mo
Down payment (20%)
$77,980
Property taxes
$113/mo
HOA
$260/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
14,488 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Window Treatments
Garden
Private Mailbox
Private Yard
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,355
Parcel #
27-26-04-701104-000600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bentley Oaks
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
14,488 sqft
PrivatePaved
HOA
$260/yr
Towers Management Group

Price history

Date
Event
Price
9/8/2026
Price change
Source: Stellar MLS #A4691872
$389,900-1.8%
$259/sqft
-
Price change
Source: Stellar MLS #A4691872
$397,000-2.5%
$264/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #A4691872
$407,000
$271/sqft

Neighborhood

204 Greenwich St
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$387,500 – $389,900
99.5% – 100% of listTops out right at the list price
80% of listList price
105 of the last 205 home closings in 33896 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 172 after a $17,100 cut.

Sample: 205 closed home sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,363/mo
Principal & interest$2,033
Property taxes$113
Insurance$195
HOA$22
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$259 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,504 sq ft

Time on market

172 days

Year built

1993

Monthly payment

About $2,363/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,355 annual tax bill, insurance, and the $260/yr HOA fee.

HOA fee

$260/yr

Managed by Towers Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEQUITY CENTRAL FLORIDA RE. LLCListing agent: Shaun DoveListing data from Stellar MLS, MLS# A4691872.

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