2320 Terra Ceia Bay Blvd #108, photo 1
Active
1 / 49

Overview

2 bd2 ba978 sqftCondominium
TypeCondominium
HOA$844/mo
Built1991
Lot138,980 sqft
Living area978 sqft
Price / sqft$163

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Lighting

2320 Terra Ceia Bay Blvd #108 is a 1991-built home in The Terra Ceia Club, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 978 square feet of living space. Listed at $159,900 (about $163/sqft), 149 days on market. Flood zone AE, X - confirm flood insurance requirements with your lender. HOA runs $844 monthly.

From the listing

Welcome to easy Florida living in the sought-after Terra Ceia Golf & Country Club! This beautifully updated turnkey 2-bedroom, 2-bath ground-floor condo offers comfort, convenience, and an extended lanai perfect for enjoying peaceful sunsets and the coastal lifestyle. Thoughtfully maintained and featuring a brand-new HVAC system, this move-in-ready residence is ideal for seasonal living or year-round enjoyment. Milestone and SIRS inspections have already been completed for added peace of mind. Residents enjoy an active community lifestyle with pickleball, golf, tennis, a fitness center, pool, and dining and social events at the Back Bay Grill. Centrally located near three international airports, shopping, arts, marinas, fishing, boating, major league sports, and some of Florida’s most beautiful beaches including Anna Maria Island, Siesta Key, and Clearwater Beach. Easy to show!

The essentials

Built
1991
Price / sqft
$163
On market
149 days
Annual tax
$4,021
HOA
$844/mo
Flood zone
AE, X
Lot
138,980 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 1991
Water views
Trees/Woods
Community pool
Fitness center too
978 sqft
Living area

Payment

Est. monthly payment
$2,093/mo
Down payment (20%)
$31,980
Property taxes
$335/mo
HOA
$844/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1991
Lot
138,980 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Deeded
Days on Market
149
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Sidewalk
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE, X
Annual Tax (2025)
$4,021
Parcel #
2416805303

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Terra Ceia Club
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
138,980 sqft
City Limits
HOA
$844/mo
Michelle Ash

Price history

Date
Event
Price
5/18/2026
Listed for sale
Source: Stellar MLS #A4692946
$159,900
$163/sqft

Neighborhood

2320 Terra Ceia Bay Blvd #108
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $159,900
$157,500 – $159,900
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 149.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,093/mo
Principal & interest$834
Property taxes$335
Insurance$80
HOA$844
Down payment20% · $31,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$159,900

$163 per sq ft

Beds and baths

2 beds, 2 baths

Size

978 sq ft

Time on market

149 days

Year built

1991

Monthly payment

About $2,093/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,021 annual tax bill, insurance, and the $844/mo HOA fee.

HOA fee

$844/mo

Managed by Michelle Ash.

Flood zone

Zone AE, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Lori SkaggsListing data from Stellar MLS, MLS# A4692946.

Keep exploring Florida

Pick up where you left off, or see what else is out there.