1423 12th Ave W, photo 1
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Overview

4 bd2 ba2,312 sqftSingle Family
TypeSingle Family
HOANone listed
Built1950
Lot14,231 sqft
Living area2,312 sqft
Price / sqft$168

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Private YardDishwasher

1423 12th Ave W is a 1950-built home in Ardmore, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,312 square feet of living space. Listed at $389,000 (about $168/sqft), 155 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NOW OFFERED AT $389,000! Over 2,300 sq. ft., 4 bedrooms, a fully fenced .33-acre lot, NO HOA, a newer roof (2024), and plenty of room to add a pool — this updated Palmetto home offers space, flexibility, and freedom that's hard to find at this price. Inside, you'll find a bright, open layout with new flooring throughout the main living areas and an updated kitchen featuring stainless steel appliances and modern finishes. The kitchen flows seamlessly into the living spaces, creating an inviting setup for everyday living and entertaining. Both bathrooms have been refreshed, and the primary suite features a stylish wet room with a combined soaking tub and shower. Outside, the oversized FENCED YARD gives you room to make the property your own — add a pool, create an outdoor entertaining space, or enjoy plenty of room for pets, a boat, trailer, or recreational toys. Located in Flood Zone X with no HOA, the home is conveniently situated near parks, shopping, dining and schools, with easy access to Bradenton, St. Petersburg and the surrounding Gulf Coast. If you've been searching for more space, a larger lot and fewer restrictions — all under $390K — this one deserves another look.

The essentials

Built
1950
Price / sqft
$168
On market
155 days
Annual tax
$6,596
Flood zone
X500 · Low risk
Lot
14,231 sqft
Type
Single Family Residence

At a glance

Single family
Built 1950
0.33 acres
Lot size
2,312 sqft
Living area

Payment

Est. monthly payment
$2,773/mo
Down payment (20%)
$77,800
Property taxes
$550/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1950
Lot
14,231 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, RV Access/Parking
Days on Market
155
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Private Yard
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$6,596
Parcel #
2679800009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ardmore
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
14,231 sqft
Oversized Lot

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #A4693153
$389,000-2.5%
$168/sqft
-
Price change
Source: Stellar MLS #A4693153
$399,000-9.1%
$173/sqft
5/9/2026
Listed for sale
Source: Stellar MLS #A4693153
$439,000
$190/sqft

Neighborhood

1423 12th Ave W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$385,000 – $389,000
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 155 after a $50,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,773/mo
Principal & interest$2,029
Property taxes$550
Insurance$195
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$168 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,312 sq ft

Time on market

155 days

Year built

1950

Monthly payment

About $2,773/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,596 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEACH HOUSE REAL ESTATE LLCListing agent: Megan NapolitanoListing data from Stellar MLS, MLS# A4693153.

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