1226 3rd Street Cir E, photo 1
Active
1 / 29

Overview

4 bd3 ba2,848 sqft2 car garageTownhouse
TypeTownhouse
HOA$1,044/mo
Built2005
Lot2,047 sqft
Living area2,848 sqft
Price / sqft$171
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

1226 3rd Street Cir E is a 2005-built home in Hammocks At Riviera Dunes, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,848 square feet of living space. Listed at $485,900 (about $171/sqft), 93 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,044 monthly.

From the listing

Recent price reduction! Will consider ALL offers, Sellers are Highly motivated. Boater and nature lover's dream in this exceptionally maintained 4 bedroom 3 bathroom townhome. Located in the gorgeous gated community of the Hammocks at Riviera Dunes. Situated adjacent to a deep water protected harbor out to the Manatee river. This “move in ready” three level townhome (with over $40,000 in upgrades) features a beautiful open floor plan on the main level with ceramic tile & granite countertops. The townhome boasts a gorgeous panoramic view of the pool, a pond, featuring a beautiful fountain, and a nature preserve with live oaks. Off the main level is the spacious paver balcony with a natural gas grill for outdoor entertaining. The bedroom on this level may be used as a den/office or a formal dining room. Sleek bamboo floors and wrought iron railings escort you to the top floor large primary suite, featuring French doors, a huge walk-in closet, very large en suite bathroom with updated contemporary walk-in shower and a soaking tub. An added convenience is the full laundry room on this floor. Additionally, this floor has a large guest room with en suite bath, walk-in closet, and partial view of the Manatee river. This townhome features a spacious lower level flex space, which is semi-finished, with huge walk in storage closets, making this an ideal game room, man cave, or space for added guests. The Hammocks community amenities include: Boat slips for rent or purchase, Community center with workout area & kitchen, 2 pools, pickle ball/tennis court, and all outdoor maintenance included. Strategically located minutes from award winning Gulf beaches, preserves, I-75, Skyway bridge, Ellenton outlet mall, numerous restaurants, County convention center, Bradenton, Sarasota, St Petersberg and Sarasota/Tampa Airports. Come make this dream Townhome yours!

The essentials

Built
2005
Price / sqft
$171
On market
93 days
Annual tax
$4,624
HOA
$1,044/mo
Flood zone
AE
Lot
2,047 sqft
Type
Townhouse

At a glance

Townhouse
3 stories · 2005
Waterfront
Marina in Community
Community pool
Fitness center too
2 car garage
Driveway
2,047 sqft lot
Lot size

Payment

Est. monthly payment
$4,206/mo
Down payment (20%)
$97,180
Property taxes
$385/mo
HOA
$1,044/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2005
Lot
2,047 sqft
Cooling
Central Air, Mini-Split Unit(s), Zoned
Heating
Central, Gas, Natural Gas
Parking
Driveway, Garage Door Opener, Ground Level, Guest
Waterfront
Marina in Community, Pond
Days on Market
93
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Outdoor Grill
Private Mailbox
Rain Gutters
Sidewalk
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Park
Pool
Sidewalks
Wheelchair Access
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$4,624
Parcel #
2581620329

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammocks At Riviera Dunes
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
2,047 sqft
City LimitsPavedPrivate
HOA
$1,044/mo
Julie Conway

Price history

Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #TB8528408
$485,900-2.0%
$171/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #TB8528408
$495,900
$174/sqft

Neighborhood

1226 3rd Street Cir E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $485,900
$482,500 – $485,900
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 46 townhouse or villa closings in 34221 landed at this number or higher (63%). The median one sat 49 days before it went under contract, and this one is on day 93 after a $10,000 cut.

Sample: 46 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,206/mo
Principal & interest$2,534
Property taxes$385
Insurance$243
HOA$1,044
Down payment20% · $97,180
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,900

$171 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,848 sq ft

Time on market

93 days

Year built

2005

Monthly payment

About $4,206/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,624 annual tax bill, insurance, and the $1,044/mo HOA fee.

HOA fee

$1,044/mo

Managed by Julie Conway.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Hilary BrinksListing data from Stellar MLS, MLS# TB8528408.

Keep exploring Florida

Pick up where you left off, or see what else is out there.