Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALMS AT COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$79/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
12711 Dockyard Trl is a 2026-built home in Palms At Coasterra, Palmetto. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,999 square feet of living space. Listed at $651,752 (about $217/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $79.24 monthly.
Under Construction. What's Special: Large Game Room | Larger Backyard | Preserve View. New Construction - December Completion! Welcome to the Montauk at 12711 Dockyard Trail in Palms at Coasterra! This expansive new home shines with a gourmet kitchen, featuring quartz countertops, a large center island, and a walk-in pantry, all flowing seamlessly into the dining area and spacious great room. Form here a sliding glass door leads out to the lanai for indoor-outdoor living. The main-floor primary suite provides a private retreat with a walk-in closet and well-appointed bathroom, while a secondary bedroom and full bathroom on the main-floor offer flexibility for guests. Upstairs, a game room is surrounded by three secondary bedrooms to create plenty of room for everyone. This amenity-rich master-planned community is surrounded by natural beauty and endless ways to enjoy fun, fitness, and connection. Club Coasterra overlooks a 65-acre lake with four pools, cabanas, a workout space, and a lakeside pavilion. Enjoy additional pools, a dog park, a 20-acre lake, and a 160-acre nature park with trails, all near I-75 with access to Sarasota and Tampa. Additional Highlights Include: tray ceiling package, shower in bathroom 4, 8' interior doors, laundry sink, outdoor kitchen rough-in, whole house stair railing with straight metal spindles, personalized home technology package, 42" upper cabinets, and apron front stainless steel kitchen sink. Photos are for representative purposes only. MLS#TB8537509
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$651,752
$217 per sq ft
Beds and baths
5 beds, 4 baths
Size
2,999 sq ft
Time on market
62 days
Year built
2026
Monthly payment
About $4,646/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $79.24/mo HOA fee.
HOA fee
$79.24/mo
Managed by Castle Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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