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Overview

2 bd2 ba1,270 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot5,347 sqft
Living area1,270 sqft
Price / sqft$327
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood Cabinets

1202 McGregor St is a 2020-built home in Cw Nail, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,270 square feet of living space. Listed at $415,000 (about $327/sqft), 132 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

BACK ON MARKET DUE TO UNFORTUNATE CIRCUMSTANCES Charming home nestled in the Downtown District of Punta Gorda. Just a short stroll or bike ride takes you to downtown or Fisherman's Village, where you will discover great local restaurants, boutiques, vibrant farmers markets, and the scenic waterfront at Gilchrist Park. Here you can enjoy pickleball, basketball, tennis, fishing, playgrounds, and sunset walks along the harbor front walk path. This home was custom built five years ago featuring many upgrades. Inside, there is a Premier Water Purification filtration system throughout the home, and the floors are covered with waterproof scratch-free Cortex flooring. Abundant windows help fill the space with natural light, enhancing the bright, airy feel in every room. The kitchen is both functional and inviting, featuring stone quarts counter tops and complimentary mirror backsplash, newer Bausch appliances, and a window overlooking the fenced in private backyard that provides a private retreat with plenty of room to relax or entertain. The dining room and living room have a hurricane proof door exits to this cozy courtyard setting with a 20 x 12 awning with an automatic-closing feature when winds increase too much. The primary suite bathroom has double sinks, shower and walk in closet. Whether you’re searching for a primary residence, vacation getaway, or investment opportunity, this property places you in the center of one of Florida’s most charming coastal towns. Historic surroundings, tree-lined streets, and close proximity to marinas, boating, and the harbor lifestyle make this a rare chance to own in the downtown Punta Gorda area. Too many additional features to list. MUST SEE THIS HOME!!

The essentials

Built
2020
Price / sqft
$327
On market
132 days
Annual tax
$4,067
Flood zone
AE
Lot
5,347 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
1 car garage
Driveway
5,347 sqft lot
Lot size
1,270 sqft
Living area

Payment

Est. monthly payment
$2,710/mo
Down payment (20%)
$83,000
Property taxes
$339/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
5,347 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
132
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Awning(s)
Hurricane Shutters
Private Mailbox
Private Yard
Shade Shutter(s)
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,067
Parcel #
412307153015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cw Nail
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
5,347 sqft
Flood Insurance RequiredHistoric District

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #A4694693
$415,000+0.7%
$327/sqft
-
Price change
Source: Stellar MLS #A4694693
$412,000-3.1%
$324/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #A4694693
$425,000
$335/sqft

Neighborhood

1202 McGregor St
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$402,500 – $415,000
96.9% – 100% of listTops out right at the list price
80% of listList price
144 of the last 286 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 132 after a $10,000 cut.

Sample: 286 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,711/mo
Principal & interest$2,164
Property taxes$339
Insurance$208
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$327 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,270 sq ft

Time on market

132 days

Year built

2020

Monthly payment

About $2,710/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,067 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySANDERLING REAL ESTATEListing agent: Grant BurnsListing data from Stellar MLS, MLS# A4694693.

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