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Overview

3 bd2 ba1,040 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1985
Lot93,075 sqft
Living area1,040 sqft
Price / sqft$183

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)LightingRain GuttersRangeRefrigerator

3909 S Cedar Ter is a 1985-built home in Homosassa Highlands, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,040 square feet of living space. Listed at $189,900 (about $183/sqft), 134 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Discover the potential of this 2.14-acre corner lot property in the heart of Homosassa. Featuring a 3-bedroom, 2-bath mobile home, this property provides privacy, space, and endless possibilities. With limited acreage inventory available in the area, this is a rare opportunity for homeowners, investors, or those seeking room to grow. The expansive corner parcel may have the potential for subdivision into two homesites (buyer to verify with local zoning and planning authorities), making it an attractive investment opportunity. The property includes a pond, an enclosed shed, and additional outbuildings, providing ample storage, workspace, or hobby space. Whether you're looking for a private country setting, future development potential, or simply a place to enjoy the outdoors, this property delivers exceptional land value and versatility in a desirable Homosassa location.

The essentials

Built
1985
Price / sqft
$183
On market
134 days
Annual tax
$660
Flood zone
AE
Lot
93,075 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1985
2.14 acres
Lot size
1,040 sqft
Living area

Payment

Est. monthly payment
$1,140/mo
Down payment (20%)
$37,980
Property taxes
$55/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1985
Lot
93,075 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
134
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Lighting
Rain Gutters
Range
Refrigerator
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$660
Parcel #
17E-19S-23-0040-00000-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Homosassa Highlands
County
Citrus
MLS Area
34448 - Homosassa
Lot Size
93,075 sqft
Corner Lot

Price history

Date
Event
Price
6/6/2026
Listed for sale
Source: Stellar MLS #A4696222
$189,900
$183/sqft

Neighborhood

3909 S Cedar Ter
Homosassa, FL, 34448 · 34448 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $189,900
$182,500 – $189,900
95.9% – 100% of listTops out right at the list price
80% of listList price
36 of the last 70 home closings in 34448 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 134.

Sample: 70 closed home sales in 34448 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,140/mo
Principal & interest$990
Property taxes$55
Insurance$95
Down payment20% · $37,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,900

$183 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,040 sq ft

Time on market

134 days

Year built

1985

Monthly payment

About $1,140/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $660 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered by365 REALTY GROUP INCListing agent: Teresina AnzaloneListing data from Stellar MLS, MLS# A4696222.

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