601 Granada Cir, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,193 sqft

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About this home

601 Granada Cir is a home in El Centro Beach, Panama City Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in El Centro Beach, the property features 0.23 acres of wooded terrain with public utilities available and a prime location directly across the street from the beach. Enjoy the perfect blend of coastal charm and convenience while remaining close to shopping, dining, schools, and major highways, providing easy access to nearby amenities and attractions. Whether you’re looking to build a private beach retreat, explore development opportunities, or secure a long-term investment, this lot provides the flexibility and location to suit your needs. Listing is for land only and comes As Is.

The essentials

On market
115 days
Annual tax
$2,511
Flood zone
X · Low risk
Lot
10,193 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,141/mo
Down payment (20%)
$67,600
Property taxes
$209/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,193 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
115
Flood Zone X
Annual Tax (2025)
$2,511
Parcel #
33462-000-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
El Centro Beach
County
Bay
MLS Area
32413 - Panama City Beach
Lot Size
10,193 sqft

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #A4697930
$337,999-1.2%
-
Price change
Source: Stellar MLS #A4697930
$341,999-2.3%
6/23/2026
Listed for sale
Source: Stellar MLS #A4697930
$349,999

Neighborhood

601 Granada Cir
Panama City Beach, FL, 32413 · 32413 - Panama City Beach

Calculator

Est. monthly payment
$2,141/mo
Principal & interest$1,763
Property taxes$209
Insurance$169
Down payment20% · $67,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$337,999

Time on market

115 days

Monthly payment

About $2,141/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,511 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byNEW ALLIANCE GROUP REALTYListing agent: Zach HilferdingListing data from Stellar MLS, MLS# A4697930.

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