Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Sunday, Oct 11 · 12:00 PM to 4:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- BELLA LAGO
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$147/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
10414 Charlotte Dr is a 2026-built home in Bella Lago, Parrish. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $364,000 (about $199/sqft), 108 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $147 monthly.
All Closing Costs Paid, Up to $5k Towards Options & Special Interest Rates with the use of our preferred lender - Now through Sunday, November 1st. MOVE IN READY! Bella Lago offers an exceptional balance of natural beauty and modern living. For those who appreciate being close to nature without sacrificing everyday conveniences, this community provides an ideal setting. With more than a dozen thoughtfully designed single-family floor plans, Bella Lago offers options to suit a variety of lifestyles and life stages. Residents enjoy a wide range of amenities, including a clubhouse, resort-style pool, dog park, playground, and a fully equipped fitness center. The community also hosts regular events and social gatherings, fostering a welcoming and connected neighborhood atmosphere. Ideally located, Bella Lago places you just minutes from shopping, dining, and outdoor recreation. Nearby Lake Manatee State Park offers opportunities for camping, canoeing, fishing, as well as scenic walking and biking trails.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 549 closed home sales in 34219 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$364,000
$199 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,828 sq ft
Time on market
108 days
Year built
2026
Monthly payment
About $2,697/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $147/mo HOA fee.
HOA fee
$147/mo
Managed by ICON Management Services Florida, LLC.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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