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Overview

4 bd3 ba2,889 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,034/qtr
Built2001
Lot11,700 sqft
Living area2,889 sqft
Price / sqft$398
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersTray Ceiling(s)Vaulted Ceiling(s)Window Treatments

10412 Winding Stream Way is a 2001-built home in Waterlefe Golf & River Club Un2, Bradenton. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,889 square feet of living space. Listed at $1,150,000 (about $398/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,034 quarterly.

From the listing

People often ask me if you can find a home in East Manatee where you can keep your boat and enjoy a championship golf course. At Waterlefe Golf & River Club, you can have both. This beautifully maintained 3 bedroom, 3 bathroom home offers everything you've been looking for. Inside you'll find hardwood floors throughout, soaring ceilings, a skylight that fills the home with natural light, and an open floor plan designed for everyday living and entertaining. The owners combined two bedrooms to create a spacious guest bonus room or suite, providing exceptional comfort for family and visitors. The kitchen opens to the main living area, making it easy to stay connected while entertaining. Step outside to your private lanai featuring a sparkling pool and spa, a fully equipped summer kitchen that's perfect for grilling your fresh catch, and peaceful water views. The spacious 3 car garage offers plenty of room for vehicles, golf carts, and all your Florida toys. Just outside your back door, your private dock with a 12,000-pound boat lift provides easy access to the Manatee River and the Gulf of Mexico. Waterlefe is one of the few communities where you can golf in the morning, spend the afternoon on your boat, and meet friends and family at the clubhouse for dinner that evening. Community amenities include a Ted McAnlis designed championship golf course, marina, River Club restaurant and tiki bar, fitness center, junior Olympic pool, nature trails, and 24-hour guard-gated security. If you've been looking for the complete Florida lifestyle, you'll want to put this home at the top of your list. Be sure to view the 3D tour and schedule your private showing today.

The essentials

Built
2001
Price / sqft
$398
On market
98 days
Annual tax
$10,209
HOA
$1,034/qtr
Flood zone
X · Low risk
Lot
11,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Canal - Freshwater
Private pool
Heated
3 car garage
Driveway
0.27 acres
Lot size

Payment

Est. monthly payment
$7,769/mo
Down payment (20%)
$230,000
Property taxes
$851/mo
HOA
$1,034/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
11,700 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Heated, Indoor, Screen Enclosure, Vinyl
Waterfront
Canal - Freshwater
Days on Market
98
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Tray Ceiling(s)
Vaulted Ceiling(s)
Window Treatments
Rain Gutters
Deed Restrictions
Fitness Center
Golf
Playground
Pool
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Freedom Elementary
Middle
Carlos E. Haile Middle
High
Braden River High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,209
Parcel #
546015359

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterlefe Golf & River Club Un2
County
Manatee
MLS Area
34212 - Bradenton
Lot Size
11,700 sqft
FloodZoneIn CountyLevel
HOA
$1,034/qtr
Waterlete MPOA - Miisha Anderson

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #A4699142
$1,150,000-3.3%
$398/sqft
-
Price change
Source: Stellar MLS #A4699142
$1,189,500-4.8%
$412/sqft
7/5/2026
Listed for sale
Source: Stellar MLS #A4699142
$1,250,000
$433/sqft

Neighborhood

10412 Winding Stream Way
Bradenton, FL, 34212 · 34212 - Bradenton

Market insights

Offer Insights

Choose an offer strength

List price: $1,150,000
$1.13M – $1.15M
98.2% – 100% of listTops out right at the list price
80% of listList price
111 of the last 221 home closings in 34212 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 98 after a $100,000 cut.

Sample: 221 closed home sales in 34212 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,768/mo
Principal & interest$5,998
Property taxes$851
Insurance$575
HOA$345
Down payment20% · $230,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,150,000

$398 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,889 sq ft

Time on market

98 days

Year built

2001

Monthly payment

About $7,769/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,209 annual tax bill, insurance, and the $1,034/qtr HOA fee.

HOA fee

$1,034/qtr

Managed by Waterlete MPOA - Miisha Anderson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Joe MurphyListing data from Stellar MLS, MLS# A4699142.

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