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Overview

2 bd1 ba1,008 sqftMobile Home
TypeMobile Home
HOA$105/qtr
Built1973
Lot6,255 sqft
Living area1,008 sqft
Price / sqft$128

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimary Bedroom Main FloorThermostatDishwasherDryerElectric Water HeaterMicrowaveRange

16 W Palm Cir is a 1973-built home in Unrec Sub, Lake Placid. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,008 square feet of living space. Listed at $129,500 (about $128/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 quarterly.

From the listing

Owner Financing available at 5% interest with 3-5 year term with 25% down! Fully Furnished Waterfront Home on Lake Grassy! Don't miss this rare opportunity to own a turn-key waterfront retreat in the highly sought-after Lake Placid area. Whether you're looking for a full-time residence, weekend escape, or investment property, this charming 2-bedroom, 1-bath home offers the perfect blend of comfort, convenience, and Florida lakefront living. Bring your boats, Jet Skis, fishing poles, and sense of adventure, and start enjoying everything this exceptional property has to offer. Nestled along a peaceful lagoon with direct canal access to beautiful Lake Grassy, this home is perfectly positioned for boating, fishing, kayaking, or simply relaxing while taking in the tranquil waterfront views. Inside, you'll find a spacious living area filled with natural light, featuring sliding glass doors that create a seamless connection between indoor and outdoor living. The generously sized primary bedroom offers a walk-in closet along with built-in cabinetry that provides an abundance of storage. The bathroom is thoughtfully designed with dual vanities and a walk-in shower for added comfort and convenience. The kitchen overlooks the lagoon, making meal preparation a pleasure while enjoying the scenic water views. A convenient pass-through opens to the living area, while the adjacent dining space creates an inviting setting for everyday living and entertaining family and friends. Step outside and experience everything waterfront living has to offer. The sale includes two floating Jet Ski docks and a floating boat dock, making it easy to launch your next day on the water. Additional exterior features include a screened-in front porch, a rear patio overlooking the lagoon, extra storage on the back side of the home, ample parking, and an additional area directly across from the home that is perfect for storing trailers, boats, or recreational vehicles. Additional highlights include central air conditioning, portable A/C units in each bedroom and the addition/living area for enhanced comfort, and an incredibly affordable HOA fee of just $105 per quarter, which includes community water service. Located in a welcoming waterfront community, you'll enjoy being just a short drive from downtown Lake Placid, Lake Istokpoga, Sebring, and world-renowned Lake Okeechobee, offering endless opportunities for recreation, dining, shopping, and some of Florida's best freshwater fishing. This home is truly move-in ready—simply grab your toothbrush, pack your clothes, and start enjoying the Florida waterfront lifestyle you've been dreaming of. Schedule your private showing today before this exceptional opportunity is gone!

The essentials

Built
1973
Price / sqft
$128
On market
101 days
Annual tax
$1,338
HOA
$105/qtr
Flood zone
X · Low risk
Lot
6,255 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1973
Waterfront
Lake Front
6,255 sqft lot
Lot size
1,008 sqft
Living area

Payment

Est. monthly payment
$886/mo
Down payment (20%)
$25,900
Property taxes
$112/mo
HOA
$105/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1973
Lot
6,255 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
101
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,338
Parcel #
C-08-37-30-041-0000-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unrec Sub
County
Highlands
MLS Area
33852 - Lake Placid
Lot Size
6,255 sqft
HOA
$105/qtr
Lake Grassy Homesites Association

Price history

Date
Event
Price
10/17/2026
Price change
Source: Stellar MLS #A4699199
$129,500-5.8%
$128/sqft
-
Price change
Source: Stellar MLS #A4699199
$137,500-1.7%
$136/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #A4699199
$139,900
$139/sqft

Neighborhood

16 W Palm Cir
Lake Placid, FL, 33852 · 33852 - Lake Placid

Market insights

Offer Insights

Choose an offer strength

List price: $129,500
$120,000 – $129,500
92.6% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 home closings in 33852 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 101 after a $10,400 cut.

Sample: 67 closed home sales in 33852 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$887/mo
Principal & interest$675
Property taxes$112
Insurance$65
HOA$35
Down payment20% · $25,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$129,500

$128 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,008 sq ft

Time on market

101 days

Year built

1973

Monthly payment

About $886/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,338 annual tax bill, insurance, and the $105/qtr HOA fee.

HOA fee

$105/qtr

Managed by Lake Grassy Homesites Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byICONNECT REListing agent: Matthew McCutcheon, PAListing data from Stellar MLS, MLS# A4699199.

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