Overview
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About this home
4092 Hearthstone Dr is a 1992-built home in Huntington Pointe, Sarasota. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,871 square feet of living space. Listed at $525,000 (about $281/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $177 monthly.
Welcome to 4092 Hearthstone Drive, an impeccably maintained residence tucked behind the gates of Huntington Pointe in the highly sought-after community of Palmer Ranch with low HOA fees. Located on a desirable cul-de-sac with an extra long driveway this home offers 3 bedrooms, 2 baths and gorgeous secluded backyard. This house is offering a lanai with electric shutters that give you peace of mind during stormy weather, as well as newer roof (2015), newer A/C (2021), Vinyl Luxury Plank floors (2025), hot water heater (2021), R/O under the sink (2021) and many other upgrades were added during the current ownership. From the moment you enter, soaring vaulted ceilings and abundant natural light create an inviting sense of space with a layout designed for both everyday comfort and effortless entertaining. Ideally located near the Legacy Trail, YMCA, shopping, dining, and world-famous Siesta Key Beach—with convenient access to downtown Sarasota, bayfront parks, marina, and vibrant arts and culture. Whether you’re looking for a primary residence, vacation home, or seasonal retreat, this home offers the perfect combination of space, location, and Florida lifestyle. Possible assumption of a VA loan at 2.625 interest rate.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$525,000
$281 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,871 sq ft
Time on market
100 days
Year built
1992
Monthly payment
About $3,547/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,430 annual tax bill, insurance, and the $177/mo HOA fee.
HOA fee
$177/mo
Managed by Advanced Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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