3007 Live Oak Ln #34, photo 1
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Overview

2 bd2 ba1,253 sqft2 car garageCondominium
TypeCondominium
Condo dues$457/mo
Built1997
Lot267,143 sqft
Living area1,253 sqft
Price / sqft$178
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

3007 Live Oak Ln #34 is a 1997-built home in Bay Estates North, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,253 square feet of living space. Listed at $222,500 (about $178/sqft), 97 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $457 monthly.

From the listing

Fantastic opportunity! Very attractive pricing on this move-in-ready 2BR/2BA villa in Bay Estates North - buyers will find exceptional value and carefree Florida living. The condo was freshly painted throughout in 2025—from the ceilings to the trim—the interior feels bright, clean, and inviting. Recent updates include a new A/C system (2024), brand-new carpeting (2025), and a newer washer and dryer (2023), providing comfort and peace of mind from day one. The well-designed split-bedroom floor plan offers privacy for owners and guests, while vaulted ceilings and the open living and dining areas create a spacious, welcoming atmosphere. The kitchen flows effortlessly into the main living space and features a convenient breakfast bar, making it ideal for everyday living and entertaining. A welcoming foyer provides an attractive first impression upon entry. The enclosed porch extends your living space and offers the perfect spot to relax and enjoy Florida's beautiful weather throughout the year. A rare two-car garage provides generous storage and everyday convenience. Ownership includes cable, internet, lawn care, and exterior maintenance, allowing you to enjoy a truly low-maintenance lifestyle. Located within Terra Ceia Bay Club in Palmetto, Bay Estates North residents have optional access to golf, dining, a resort-style pool, pickleball, and tennis. Just a short drive to the vibrant waterfront of St. Petersburg and the beautiful beaches of Anna Maria Island, this villa offers the perfect combination of location, lifestyle, and outstanding value.

The essentials

Built
1997
Price / sqft
$178
On market
97 days
Annual tax
$2,471
Condo dues
$457/mo
Flood zone
X500 · Low risk
Lot
267,143 sqft
Type
Condominium

At a glance

Condo
Built 1997
Community pool
Fitness center too
2 car garage
Driveway
1,253 sqft
Living area

Payment

Est. monthly payment
$1,934/mo
Down payment (20%)
$44,500
Property taxes
$206/mo
Condo dues
$457/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1997
Lot
267,143 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level, Guest
Days on Market
97
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Buyer Approval Required
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf
Irrigation-reclaimed Water
Pool
Restaurant
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$2,471
Parcel #
2412715704

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Estates North
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
267,143 sqft
LandscapedLevelNear Golf Course
Condo dues
$457/mo
Michelle Ash

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #A4699629
$222,500-1.1%
$178/sqft
-
Price change
Source: Stellar MLS #A4699629
$225,000-4.1%
$180/sqft
7/12/2026
Listed for sale
Source: Stellar MLS #A4699629
$234,500
$187/sqft

Neighborhood

3007 Live Oak Ln #34
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $222,500
$217,500 – $222,500
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 97 after a $12,000 cut.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,935/mo
Principal & interest$1,160
Property taxes$206
Insurance$111
HOA$457
Down payment20% · $44,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$222,500

$178 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,253 sq ft

Time on market

97 days

Year built

1997

Monthly payment

About $1,934/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,471 annual tax bill, insurance, and $457/mo in condo dues.

Condo dues

$457/mo

Managed by Michelle Ash.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWAGNER REALTYListing agent: Dave SamlerListing data from Stellar MLS, MLS# A4699629.

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