1014 34th Dr W, photo 1
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Overview

4 bd4 ba2,604 sqft2 car garageTownhouse
TypeTownhouse
HOA$426/mo
Built2004
Lot2,248 sqft
Living area2,604 sqft
Price / sqft$131
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Wood Cabinets

1014 34th Dr W is a 2004-built home in Riverbay Twnhms Ph One, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,604 square feet of living space. Listed at $339,900 (about $131/sqft), 81 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $426 monthly.

From the listing

PRICE IMPROVEMENT-- Enjoy the convenience of a PRIVATE ELEVATOR serving all four levels in this beautifully maintained inside-unit townhome, offering over 2,600 square feet of living space, three private outdoor living areas, and peaceful preserve and water views in Riverbay Townhomes at Terra Ceia Bay. A VERSATILE PRIVATE SUITE features a built-in closet, full bathroom with a walk-in shower, elevator access, and direct access to a covered patio, ideal for guests, multigenerational living, or a private home office. The OPEN-CONCEPT living and dining area is designed for both everyday living and entertaining, featuring bamboo flooring, crown molding, 10-foot ceilings, and direct access to a covered balcony overlooking the peaceful preserve, mangroves, and water. The adjoining kitchen features granite countertops, wood cabinetry, a center island, ample workspace, and an inviting layout that keeps everyone connected while preparing meals or entertaining family and friends. The spacious primary suite offers two walk-in closets, a private covered balcony, and an UPDATED PRIMARY BATHROOM (2025), while two additional bedrooms, a full bathroom, and a conveniently located laundry area complete the upper level. Thoughtfully maintained and updated, the home features a new roof (2022), kitchen appliances (2022), Trane HVAC with a new air handler, hurricane-impact garage door, EV charging outlet, waterproofed upper balconies, additional storage, and regularly scheduled HVAC maintenance. As an inside unit, the home also offers added energy efficiency, and there are NO CDD fees. Residents enjoy a community pool, fishing dock, kayak launch, scenic walking trails, and a nearby marina where boat slips may be available for purchase, providing convenient access to the Manatee River, Terra Ceia Bay, the Intracoastal Waterway, and the Gulf of Mexico. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, Riverbay offers the laid-back Florida lifestyle so many buyers are searching for. Conveniently located near golf courses, local waterfront dining, Ellenton Premium Outlets, Bradenton Riverwalk, Emerson Point Preserve, Anna Maria Island, and Sarasota-Bradenton, St. Pete-Clearwater, and Tampa International Airports, this home is perfectly positioned to enjoy the best of Florida's Gulf Coast. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this thoughtfully maintained townhome offers the space, flexibility, and waterfront lifestyle that's becoming increasingly difficult to find.

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The essentials

Built
2004
Price / sqft
$131
On market
81 days
Annual tax
$3,944
HOA
$426/mo
Flood zone
AE
Lot
2,248 sqft
Type
Townhouse

At a glance

Townhouse
4 stories · 2004
Waterfront
Pond
Community pool
Shared amenity
2 car garage
Driveway
2,248 sqft lot
Lot size

Payment

Est. monthly payment
$2,698/mo
Down payment (20%)
$67,980
Property taxes
$329/mo
HOA
$426/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
2,248 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Ground Level, Guest
Waterfront
Pond
Days on Market
81
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Balcony
Private Entrance
Storage
Community Mailbox
Deed Restrictions
Irrigation-reclaimed Water
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Palmetto Elementary-MN
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,944
Parcel #
2959110709

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbay Twnhms Ph One
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
2,248 sqft
Cul-De-SacFlood Insurance RequiredFloodZoneLandscapedNear Golf CourseNear MarinaPaved
HOA
$426/mo
Advanced Management of SW FL / Brenda Maneiro

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #A4701511
$339,900-1.5%
$131/sqft
7/28/2026
Listed for sale
Source: Stellar MLS #A4701511
$345,000
$132/sqft

Neighborhood

1014 34th Dr W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $339,900
$337,500 – $339,900
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 47 townhouse or villa closings in 34221 landed at this number or higher (62%). The median one sat 48 days before it went under contract, and this one is on day 81 after a $5,100 cut.

Sample: 47 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,697/mo
Principal & interest$1,773
Property taxes$329
Insurance$170
HOA$426
Down payment20% · $67,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$339,900

$131 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,604 sq ft

Time on market

81 days

Year built

2004

Monthly payment

About $2,698/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,944 annual tax bill, insurance, and the $426/mo HOA fee.

HOA fee

$426/mo

Managed by Advanced Management of SW FL / Brenda Maneiro.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byLPT REALTY, LLCListing agent: Serene KlompListing data from Stellar MLS, MLS# A4701511.

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