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Overview

4 bd2 ba1,638 sqftSingle Family
TypeSingle Family
HOANone listed
Built1970
Lot8,825 sqft
Living area1,638 sqft
Price / sqft$317

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboSplit BedroomStone CountersThermostatWindow TreatmentsLighting

8628 Magnolia Dr is a 1970-built home in Cross Bayou Estates 1st Add, Seminole. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,638 square feet of living space. Listed at $520,000 (about $317/sqft), 76 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover this beautifully renovated 4-bedroom, 2-bath pool home in the heart of Seminole, currently operating as a short-term rental. Offering a versatile opportunity as a primary residence, vacation retreat, or investment property, this home combines modern updates with inviting indoor-outdoor living. Inside, fresh interior paint and luxury vinyl plank flooring create a bright, contemporary feel. The updated kitchen features granite countertops, new cabinetry, and stainless steel appliances installed in 2022, including the range, microwave, and dishwasher. Both bathrooms have been fully renovated with modern vanities, fixtures, and lighting. The spacious primary suite includes a private en-suite bathroom, walk-in shower, and generous walk-in closet. Outside, enjoy your own Florida retreat with a private swimming pool and screened enclosure—perfect for relaxing, entertaining, or hosting guests. Major improvements include a new roof, HVAC system, and water heater, all installed in 2022, along with new pool enclosure screens completed in 2023. Conveniently located near Seminole’s shopping, dining, parks, and Gulf beaches, this move-in-ready pool home offers comfort, flexibility, and strong rental appeal. Buyer and buyer’s agent should verify all short-term rental regulations, licensing requirements, and transferability.

The essentials

Built
1970
Price / sqft
$317
On market
76 days
Annual tax
$6,835
Flood zone
X · Low risk
Lot
8,825 sqft
Type
Single Family Residence

At a glance

Single family
Built 1970
Private pool
In Ground
8,825 sqft lot
Lot size
1,638 sqft
Living area

Payment

Est. monthly payment
$3,542/mo
Down payment (20%)
$104,000
Property taxes
$570/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1970
Lot
8,825 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
-
Pool
In Ground
Days on Market
76
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Lighting
Sidewalk
Storage
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Bardmoor Elementary-PN
Middle
Osceola Middle-PN
High
Dixie Hollins High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,835
Parcel #
24-30-15-19404-015-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cross Bayou Estates 1st Add
County
Pinellas
MLS Area
33777 - Seminole/Largo
Lot Size
8,825 sqft

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #A4701888
$520,000-1.9%
$317/sqft
-
Price change
Source: Stellar MLS #A4701888
$530,000-3.6%
$324/sqft
8/2/2026
Listed for sale
Source: Stellar MLS #A4701888
$550,000
$336/sqft

Neighborhood

8628 Magnolia Dr
Seminole, FL, 33777 · 33777 - Seminole/Largo

Market insights

Offer Insights

Choose an offer strength

List price: $520,000
$510,000 – $520,000
98.4% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 33777 landed at this number or higher (51%). The median one sat 30 days before it went under contract, and this one is on day 76 after a $30,000 cut.

Sample: 76 closed home sales in 33777 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,542/mo
Principal & interest$2,712
Property taxes$570
Insurance$260
Down payment20% · $104,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$520,000

$317 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,638 sq ft

Time on market

76 days

Year built

1970

Monthly payment

About $3,542/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,835 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMANGROVE BAY REALTY LLCListing agent: Troy NowakListing data from Stellar MLS, MLS# A4701888.

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