1031 N Florence Ave, photo 1
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Overview

3 bd2 ba948 sqftSingle Family
TypeSingle Family
HOANone listed
Built1940
Lot5,009 sqft
Living area948 sqft
Price / sqft$174

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About this home

Living Room/Dining Room ComboLightingRangeRefrigerator

1031 N Florence Ave is a 1940-built home in McRae & Bryant Resub Add 02, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 948 square feet of living space. Listed at $165,000 (about $174/sqft), 62 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Nice 3 bedroom, 2 bath home near Memorial and South Florida, fenced yard, new window AC units, Storage and laundry building in back yard. City daycare walking distance to the house. Nice quiet neighborhood. Seller has owned this since 2012, kept a 95% occupancy rating, very good rental.

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The essentials

Built
1940
Price / sqft
$174
On market
62 days
Annual tax
$1,287
Flood zone
X · Low risk
Lot
5,009 sqft
Type
Single Family Residence

At a glance

Single family
Built 1940
5,009 sqft lot
Lot size
948 sqft
Living area

Payment

Est. monthly payment
$1,051/mo
Down payment (20%)
$33,000
Property taxes
$107/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1940
Lot
5,009 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
Driveway
Days on Market
62
Living Room/Dining Room Combo
Lighting
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$1,287
Parcel #
23-28-12-049000-017030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
McRae & Bryant Resub Add 02
County
Polk
MLS Area
33805 - Lakeland / Gibsonia
Lot Size
5,009 sqft

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #A4702588
$165,000+17.9%
$174/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #A4702588
$139,900
$148/sqft

Neighborhood

1031 N Florence Ave
Lakeland, FL, 33805 · 33805 - Lakeland / Gibsonia

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
66 of the last 103 home closings in 33805 landed at this number or higher (64%). The median one sat 29 days before it went under contract, and this one is on day 62.

Sample: 103 closed home sales in 33805 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,050/mo
Principal & interest$861
Property taxes$107
Insurance$83
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$174 per sq ft

Beds and baths

3 beds, 2 baths

Size

948 sq ft

Time on market

62 days

Year built

1940

Monthly payment

About $1,051/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,287 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFLATFEE.COMListing agent: Cliff GlansenListing data from Stellar MLS, MLS# A4702588.

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