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Overview

3 bd3 ba2,081 sqftSingle Family
TypeSingle Family
HOANone listed
Built1992
Lot51,677 sqft
Living area2,081 sqft
Price / sqft$201

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatFrench DoorsGarden

34146 Umbrella Rock Dr is a 1992-built home in Ridge Manor Estate, Webster. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,081 square feet of living space. Listed at $419,000 (about $201/sqft), 63 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

The property has not experienced flooding, including during recent major hurricanes. Cedar-sided 3-bedroom, 3-bath single-family home on 1.2 acres in Ridge Manor Estates, offering privacy, character, and plenty of space without an HOA. The home features an open floor plan with a wood-burning fireplace, along with updated flooring, lighting, interior and exterior doors, windows, and electrical fixtures. The kitchen and living areas have been opened up to create a more spacious flow throughout the home. Major systems have also been updated, including a newer roof, HVAC system, water heater, and well pump. A whole-house water filtration system provides additional water treatment for the property. The utility room has been converted into a dedicated office with a window A/C unit, providing a flexible workspace or additional room for a variety of uses. Outside, the property offers 1.2 acres with mature trees, established landscaping, and a deck for enjoying the surrounding natural setting. The cedar exterior adds character that is uncommon among newer homes, while the acreage provides room for outdoor living, gardening, pets, or simply enjoying the privacy of the property. Located in Ridge Manor Estates with convenient access to major roads and nearby amenities. The property is served by a private well and septic system.

The essentials

Built
1992
Price / sqft
$201
On market
63 days
Annual tax
$3,446
Flood zone
AE
Lot
51,677 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
1.19 acres
Lot size
2,081 sqft
Living area

Payment

Est. monthly payment
$2,682/mo
Down payment (20%)
$83,800
Property taxes
$287/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
51,677 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
63
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
French Doors
Garden
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Storage
Convection Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Touchless Faucet
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,446
Parcel #
R23-122-21-0890-0590-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge Manor Estate
County
Hernando
MLS Area
33597 - Webster/Ridge Manor Estates
Lot Size
51,677 sqft

Price history

Date
Event
Price
8/11/2026
Listed for sale
Source: Stellar MLS #A4702594
$419,000
$201/sqft

Neighborhood

34146 Umbrella Rock Dr
Webster, FL, 33597 · 33597 - Webster/Ridge Manor Estates

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$385,000 – $419,000
91.8% – 100% of listTops out right at the list price
80% of listList price
48 of the last 95 home closings in 33597 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 63.

Sample: 95 closed home sales in 33597 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,682/mo
Principal & interest$2,185
Property taxes$287
Insurance$210
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$201 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,081 sq ft

Time on market

63 days

Year built

1992

Monthly payment

About $2,682/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,446 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySAVVY AVENUE, LLCListing agent: Moe MossaListing data from Stellar MLS, MLS# A4702594.

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