3220 37th Ter E, photo 1
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Overview

5 bd3 ba1,973 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built1999
Lot8,756 sqft
Living area1,973 sqft
Price / sqft$265
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)Rain GuttersSidewalksDishwasher

3220 37th Ter E is a 1999-built home in Sugar Ridge, Bradenton. Inside you'll find 5 bedrooms, 3 bathrooms, and 1,973 square feet of living space. Listed at $522,900 (about $265/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

This fully updated 5-bedroom, 2.5-bath pool home in Bradenton’s Sugar Ridge community is located on a quiet cul-de-sac and features a new roof, new AC and water heater, new impact windows, heated saltwater pool, first-floor primary suite, large fenced backyard and additional upgrades all completed within the past two years. The updated kitchen is open to the living room and features granite countertops, soft-close cabinetry, stainless steel appliances, and an oversized peninsula with seating for eight or more. Luxury vinyl plank flooring runs throughout the home for a cohesive, low-maintenance finish. The first-floor primary bedroom offers pool and backyard views, a walk-in closet, and an ensuite bathroom with a marble-top double sink vanity. Upstairs, a versatile flex space can serve as an office, playroom, or additional TV room, while four additional bedrooms and a full bathroom complete the second floor. The heated saltwater pool includes both a heater and chiller and is surrounded by a newly screened enclosure. The private, fully fenced backyard backs to a wooded area with partial pond views and includes a double gate with space to park a boat. A concrete-block shed or workshop with a new roof provides additional storage and hobby space. Additional upgrades include new front door, garage entry door, sliding glass door and new impact windows (all with a transferrable warranty), recessed lighting with eclipse feature, first floor laundry and fresh interior and exterior paint. This home is NOT located in a flood zone. Sugar Ridge offers a convenient Bradenton location just blocks away from a charter school and a short drive from the Gulf beaches, shopping, dining, I-75, and I-275 for convenient travel north or south, plus this peaceful neighborhood has an extremely low HOA of only $250/year. If you have been looking for a large, updated home in Bradenton, schedule your showing today!

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The essentials

Built
1999
Price / sqft
$265
On market
53 days
Annual tax
$3,042
HOA
$250/yr
Flood zone
X · Low risk
Lot
8,756 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Private pool
Heated
2 car garage
Driveway
8,756 sqft lot
Lot size
1,973 sqft
Living area

Payment

Est. monthly payment
$3,263/mo
Down payment (20%)
$104,580
Property taxes
$254/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
8,756 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Heated, In Ground, Salt Water
Days on Market
53
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Rain Gutters
Sidewalks
Dishwasher
Microwave
Range
Refrigerator
Elementary
Samoset Elementary
Middle
Braden River Middle
High
Braden River High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,042
Parcel #
1544010802

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugar Ridge
County
Manatee
MLS Area
34208 - Bradenton/Braden River
Lot Size
8,756 sqft
Cul-De-SacLandscapedLevelPaved
HOA
$250/yr
Sugar Ridge Home Owners

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #A4703373
$522,900-0.4%
$265/sqft
-
Price change
Source: Stellar MLS #A4703373
$525,000-0.8%
$266/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #A4703373
$529,000
$268/sqft

Neighborhood

3220 37th Ter E
Bradenton, FL, 34208 · 34208 - Bradenton/Braden River

Market insights

Offer Insights

Choose an offer strength

List price: $522,900
$510,000 – $522,900
97.7% – 100% of listTops out right at the list price
80% of listList price
73 of the last 145 home closings in 34208 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 53 after a $6,100 cut.

Sample: 145 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,263/mo
Principal & interest$2,727
Property taxes$254
Insurance$261
HOA$21
Down payment20% · $104,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$522,900

$265 per sq ft

Beds and baths

5 beds, 3 baths

Size

1,973 sq ft

Time on market

53 days

Year built

1999

Monthly payment

About $3,263/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,042 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Sugar Ridge Home Owners.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byTHE KEYES COMPANY - SARASOTAListing agent: Ashley FrenchListing data from Stellar MLS, MLS# A4703373.

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