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About this home
9604 Cortez Rd W #414 is a 1982-built home in The Waterway Ph II, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,388 square feet of living space. Listed at $339,900 (about $245/sqft), 51 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,086 monthly.
Motivated seller. HOA decreased to $1086/mo effective January 2027. Owner has rented boat slip within the community for 5+ years. Enjoy the Florida coastal lifestyle with this luxury waterfront condominium less than 3 miles from Anna Maria Island and its Gulf beaches, and just minutes from historic Cortez Fishing Village, known for its fresh local seafood and waterfront dining. This Waterway Condominium unit is located on the first residential level above covered assigned parking, with convenient elevator access and a screened lanai overlooking the spa and waterway, where manatees are often spotted. The community’s canal provides access to the Intracoastal Waterway, Palma Sola Bay and the Gulf. While this residence does not include a deeded boat slip, the current owner has successfully rented a slip within the community for approximately six years. Privately owned slips may be available for rent; though not guaranteed. Freshly painted and move-in ready, the unit features impact windows, updated kitchen and bathrooms, new leased A/C, inside laundry room, crown molding, and charming Bahama shutters in the primary bedroom. Both bedrooms offer walk-in closets, including custom cabinetry and shelving in the guest bedroom closet. The association has completed its post-hurricane restoration, including a new reinforced roof, and renewed its master insurance coverage in 2026. The association has also updated its budget and reserves planning, with no special assessments planned. Residents of Waterway Condominiums enjoy amenities including a heated pool and spa, tennis courts, clubhouse, workshop access, fitness center, library, billiards room, elevator access, and beautifully maintained tropical landscaping. What’s special: Heated Pool and Spa, Updated Kitchen and Baths, Waterfront Condominium, Bahama Shutters, Tennis Courts, Elevator
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$339,900
$245 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,388 sq ft
Time on market
51 days
Year built
1982
Monthly payment
About $3,096/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $807 annual tax bill, insurance, and the $1,086/mo HOA fee.
HOA fee
$1,086/mo
Managed by Waterway Condominiums.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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