Overview
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About this home
39518 Sterling Dr is a 1978-built home in Gem Estates, Zephyrhills. Inside you'll find 2 bedrooms, 2 bathrooms, and 876 square feet of living space. Listed at $89,900 (about $103/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.
Discover Florida living in this charming 2-bedroom home, perfect as a winter getaway to bask in the Florida sunshine or as a delightful year-round residence. This property offers both comfort and convenience, ideal for those seeking a cozy abode. The home features a spacious living room, a dining area seamlessly connected to the kitchen, and ample storage throughout, including a large 12x20 laundry room / bonus room, and a 8x12 shed in the yard. Enjoy the large 12x14 screened-in lanai, perfect for socializing and relaxing. New TPO roof over living area. Laminate flooring installed 2022. A/C unit installed in 2017. Ownership of this property means you own the land with no lot rent, and benefit from a low HOA fee is $350 annually, which includes your water. Conveniently close to shopping and dining options, this home is a rare find, with a larger than average lot, and an unbeatable location. Whether you’re looking for a seasonal escape or a permanent residence, this property is designed to meet your every need. 55+ community. 2 pets allowed. 2 year wait to rent. Contact us today to schedule a viewing!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 148 closed home sales in 33542 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$89,900
$103 per sq ft
Beds and baths
2 beds, 2 baths
Size
876 sq ft
Time on market
44 days
Year built
1978
Monthly payment
About $667/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,488 annual tax bill, insurance, and the $350/yr HOA fee.
HOA fee
$350/yr
Managed by Paula Beck.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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