103 40th Street CT NW, photo 1
Active
1 / 8

Overview

0 baLand
TypeLand
HOANone listed
Lot11,905 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

103 40th Street CT NW is a home in Harbor Crest, Bradenton. Flood zone AE* - confirm flood insurance requirements with your lender.

From the listing

HIGH AND DRY! Existing home has been virtually removed. ATTACHED DEMO quote OF $18,900 and resent survey available. Gracefully positioned along the serene waters of McLewis Bayou, this HANDYMAN/OR TEAR DOWN FOR THE LOT offers an incredible opportunity with approximately 90 FEET OF WATERFRONT and DIRECT BOATING ACCESS to the Manatee River and Gulf of Mexico. This 11,905 sq. ft. (90x128) lot has Protected water, substantial boat capability and quick access to the Manatee River make this an exceptional setting for boaters and waterfront enthusiasts. THE POTENTIAL IS ENDLESS! McLewis Bayou is tucked within the historic Riverview Boulevard/River District area, one of Bradenton’s most established and sought-after residential corridors, known for its mature landscaping, distinctive homes and Old Florida character. Whether you’re a BOATER, BUILDER, INVESTOR or buyer searching for the perfect waterfront homesite, opportunities like this are increasingly hard to find. Bring your vision and create something truly special on McLewis Bayou! Saint Stephen’s Episcopal School is just around the corner, along with convenient shopping, restaurants, and grocery stores. The beautiful Manatee River Garden Club is nearby, as are the scenic Riverview Boulevard corridor, Robinson Preserve, De Soto National Memorial and Palma Sola Bay. And when it’s time for the beach, the sugar-sand shores of Anna Maria Island are just a short drive away. Enjoy the best of both worlds—an Old Florida waterfront setting with boating access and all the conveniences of NW Bradenton right at your fingertips.

The essentials

On market
48 days
Annual tax
$9,083
Flood zone
AE*
Lot
11,905 sqft
Type
Land

At a glance

Land
Waterfront
Bay/Harbor
0.27 acres
Lot size

Payment

Est. monthly payment
$4,758/mo
Down payment (20%)
$140,000
Property taxes
$757/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
11,905 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Bay/Harbor, Bayou, Canal - Saltwater
Days on Market
48
Elementary
Miller Elementary
Middle
Martha B. King Middle
High
Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE*
Annual Tax (2025)
$9,083
Parcel #
3562600001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Crest
County
Manatee
MLS Area
34209 - Bradenton/Palma Sola
Lot Size
11,905 sqft

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #A4704517
$700,000-3.4%
-
Price change
Source: Stellar MLS #A4704517
$725,000-6.5%
8/30/2026
Listed for sale
Source: Stellar MLS #A4704517
$775,000

Neighborhood

103 40th Street CT NW
Bradenton, FL, 34209 · 34209 - Bradenton/Palma Sola

Calculator

Est. monthly payment
$4,758/mo
Principal & interest$3,651
Property taxes$757
Insurance$350
Down payment20% · $140,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$700,000

Time on market

48 days

Monthly payment

About $4,758/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,083 annual tax bill, insurance.

Flood zone

Zone AE*

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySATO REAL ESTATE INC.Listing agent: Cindy Quinn, PAListing data from Stellar MLS, MLS# A4704517.

Keep exploring Florida

Pick up where you left off, or see what else is out there.