3910 Magnolia Bluff Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot7,987 sqft

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About this home

3910 Magnolia Bluff Ln is a home in Sanctuary Beach, Panama City. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A VACANT LOT IN PANAMA CITY BEACH IN BAY COUNTY!!!

The essentials

On market
36 days
Annual tax
$1,078
Flood zone
X · Low risk
Lot
7,987 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$604/mo
Down payment (20%)
$18,000
Property taxes
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
7,987 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
36
Flood Zone X
Annual Tax (2025)
$1,078
Parcel #
31368-202-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sanctuary Beach
County
Bay
MLS Area
32408 - Panama City
Lot Size
7,987 sqft

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #A4705617
$90,000-5.3%
-
Price change
Source: Stellar MLS #A4705617
$95,000-5.0%
9/9/2026
Listed for sale
Source: Stellar MLS #A4705617
$100,000

Neighborhood

3910 Magnolia Bluff Ln
Panama City, FL, 32408 · 32408 - Panama City

Calculator

Est. monthly payment
$604/mo
Principal & interest$469
Property taxes$90
Insurance$45
Down payment20% · $18,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$90,000

Time on market

36 days

Monthly payment

About $604/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,078 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Sean Seward, PAListing data from Stellar MLS, MLS# A4705617.

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