1018 12th St W, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,721 sqft

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About this home

1018 12th St W is a home in Emma Harris, Bradenton. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Village of the Arts, Two Vacant Corner Lots, 103 x128, Zoning for the Village of the Arts Overlay District (VOAD), is BR_FBC, BR_T4-R. This is a mixed-use zoning district giving you the versatility of both commercial and residential development opportunity in an Opportunity Zone. Up to 8 units allowed on this property with City of Bradenton Approval. There is potential for bonus density or invoking the Live Local Act, but these options must be verified with your own research during the due diligence phase. Examples of businesses allowed, but not limited to are studios, cafes, coffee shops, bakeries, specialty shops and professional offices. The sale includes 1018 12th St W and 1024 12th St W.

The essentials

On market
31 days
Annual tax
$1,529
Flood zone
X · Low risk
Lot
13,721 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$3,551/mo
Down payment (20%)
$119,800
Property taxes
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,721 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
31
Elementary
Ballard Elementary
Middle
Martha B. King Middle
High
Manatee High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,529
Parcel #
4366000209

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Emma Harris
County
Manatee
MLS Area
34205 - Bradenton
Lot Size
13,721 sqft
BuildableClearedCorner LotCity LimitsPaved

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #A4706688
$599,000

Neighborhood

1018 12th St W
Bradenton, FL, 34205 · 34205 - Bradenton

Calculator

Est. monthly payment
$3,551/mo
Principal & interest$3,124
Property taxes$127
Insurance$300
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

Time on market

31 days

Monthly payment

About $3,551/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,529 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Don LewisListing data from Stellar MLS, MLS# A4706688.

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