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About this home
7116 Fern Garden CT is a 2022-built home in Cypress MILL Ph 3, Sun City Center. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,949 square feet of living space. Listed at $400,000 (about $136/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $161 annually.
Virtually Staged. ENERGY-EFFICIENT HOME WITH SOLAR! The home features a Sunnova solar system with a 25-year system warranty, including covered repairs and replacement of defective components and workmanship. Solar lease is assumable by a qualified buyer; buyer to verify terms and eligibility. There is an ease to Florida living here—sunlit rooms, unhurried afternoons, and a home that welcomes both quiet mornings and lively gatherings. Nestled in Cypress Mills, this move-in-ready residence offers five bedrooms plus an upstairs loft, along with a bonus downstairs office/den for work, reading, or a quieter sitting room. Inside, the open-concept layout flows with calm continuity, inviting conversation from kitchen to living areas. Thoughtful updates and careful upkeep make the transition seamless. Solar panels add a practical luxury of their own, harnessing Florida’s abundant sunshine to help lower energy costs, ease the monthly budget, and bring a more sustainable rhythm to everyday living. A fully fenced backyard offers a private outdoor retreat for year-round enjoyment. Residents of Cypress Mills enjoy a clubhouse, resort-style pool with splash pad, fitness center, tennis and basketball courts, walking trails, a dog park, and playgrounds. Shopping and groceries are minutes away, with easy access to I-75, US-41, and US-301 across the Tampa Bay area. Comfort, style, and low-maintenance living—without sacrificing a sense of place.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$400,000
$136 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,949 sq ft
Time on market
23 days
Year built
2022
Monthly payment
About $3,130/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,971 annual tax bill, insurance, and the $161/yr HOA fee.
HOA fee
$161/yr
Managed by Kevin Perkins.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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