22950 Sharp Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,000 sqft

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About this home

22950 Sharp Ln is a home in Cutthroat Harbor Estates First Add, Cudjoe Key. Flood zone VE - confirm flood insurance requirements with your lender.

From the listing

Build your Florida Keys getaway on Cudjoe Key! This approximately 6,906 SF vacant residential lot at 22950 Sharp Ln offers an opportunity to create your own piece of the Florida Keys. Located in an established residential area surrounded by existing homes, this property provides a great setting for a future residence or investment. Enjoy the laid-back island lifestyle with boating, fishing, outdoor recreation, and the natural beauty of the Lower Keys all nearby. Bring your vision and explore the possibilities this Cudjoe Key lot has to offer! Buyer to verify zoning, building requirements, utilities, setbacks, and all development requirements with Monroe County and applicable authorities

The essentials

On market
18 days
Annual tax
$1,632
Flood zone
VE
Lot
6,000 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$2,966/mo
Down payment (20%)
$99,000
Property taxes
$136/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,000 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
18
Flood Zone VE
Annual Tax (2025)
$1,632
Parcel #
00184260-000000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cutthroat Harbor Estates First Add
County
Monroe
MLS Area
33042 - Summerland Key
Lot Size
6,000 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #A4707169
$494,999-1.0%
-
Price change
Source: Stellar MLS #A4707169
$499,999-7.4%
9/23/2026
Listed for sale
Source: Stellar MLS #A4707169
$539,999

Neighborhood

22950 Sharp Ln
Cudjoe Key, FL, 33042 · 33042 - Summerland Key

Calculator

Est. monthly payment
$2,965/mo
Principal & interest$2,582
Property taxes$136
Insurance$247
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$494,999

Time on market

18 days

Monthly payment

About $2,966/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,632 annual tax bill, insurance.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Sean Seward, PAListing data from Stellar MLS, MLS# A4707169.

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