

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
1138 SW 12th Ter is a 1986-built home in Cape Coral, Cape Coral. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,420 square feet of living space. Listed at $289,000 (about $204/sqft), 24 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Enjoy canal front living on an oversized, fenced lot with generous frontage along the Firebird Canal. Surrounded by lush tropical landscaping and more than 10 varieties of fruit trees, this 3 bedroom, 2 bath home offers a spacious backyard with room for a future pool. Inside, natural light fills the open living and dining areas. The kitchen features pantry storage and an island with bar seating, while the split-bedroom layout gives the generous primary suite added privacy. The suite includes a walk-in closet and direct backyard access; two guest bedrooms share a full bath. Fish or kayak from your backyard, or relax in the shade and take in the waterfront setting. Additional features include a reverse-osmosis system, a 10 x 10 foot shed, and a 2 car garage with workbenches. City water and sewer are connected, and assessments are paid in full. Conveniently located near Pine Island Road and Veterans Parkway, the home also comes with a full one year home warranty from Cinch.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 32 closed home sales in 33991 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$289,000
$204 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,420 sq ft
Time on market
24 days
Year built
1986
Monthly payment
About $1,918/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,196 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







