1317 Howard St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot55,321 sqft

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About this home

1317 Howard St is a home Live Oak. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

This vacant commercial lot offers an excellent opportunity to make a smart investment. Situated in the Live Oak area of Suwannee County, Florida, the property features approximately 1.25 acres with flat, wooded terrain and good access. The property also offers access to Highway 90, providing convenient connectivity to nearby areas. Public water, power and sewer are available, providing added convenience for future development. Whether you’re looking for a development opportunity or a long-term investment, this lot provides the space, access, and location to suit your needs. Listing is for land only and comes As Is. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.

The essentials

On market
15 days
Annual tax
$241
Flood zone
AE
Lot
55,321 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$438/mo
Down payment (20%)
$14,600
Property taxes
$20/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
55,321 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
15
Flood Zone AE
Annual Tax (2025)
$241
Parcel #
22-02S-13E-05315-001000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Suwannee
MLS Area
32064 - Live Oak
Lot Size
55,321 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #A4707864
$72,999-2.7%
9/28/2026
Listed for sale
Source: Stellar MLS #A4707864
$74,999

Neighborhood

1317 Howard St
Live Oak, FL, 32064 · 32064 - Live Oak

Calculator

Est. monthly payment
$437/mo
Principal & interest$381
Property taxes$20
Insurance$36
Down payment20% · $14,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$72,999

Time on market

15 days

Monthly payment

About $438/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $241 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byNEW ALLIANCE GROUP REALTYListing agent: Zach HilferdingListing data from Stellar MLS, MLS# A4707864.

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