321 45th Street CT W, photo 1
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Overview

3 bd1 ba1,171 sqftSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot8,059 sqft
Living area1,171 sqft
Price / sqft$219

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatPrivate EntranceCooktopDishwasherMicrowaveRefrigerator

321 45th Street CT W is a 1973-built home in Palmetto Point, Palmetto. Inside you'll find 3 bedrooms, 1 bathrooms, and 1,171 square feet of living space. Listed at $255,900 (about $219/sqft), 2 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Palmetto Point "Diamond in the Rough." This home is ready for a new shine! Located in Palmetto Point with just a short distance to I-275 or I-75 exchanges for easy commuting. The home has a garage to bedroom conversion, three full bedrooms, one bath, tiled floors throughout and lots of potential. Bring your creative mind and make it shine again! The home sits on a decent sized lot with room for a pool and side yards that could keep a small boat or camper.

The essentials

Built
1973
Price / sqft
$219
On market
2 days
Annual tax
$2,959
Flood zone
X500 · Low risk
Lot
8,059 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
8,059 sqft lot
Lot size
1,171 sqft
Living area

Payment

Est. monthly payment
$1,710/mo
Down payment (20%)
$51,180
Property taxes
$247/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
8,059 sqft
Cooling
Central Air
Heating
Central, Ductless
Parking
-
Days on Market
2
Thermostat
Private Entrance
Cooktop
Dishwasher
Microwave
Refrigerator
Flood Zone X500
Annual Tax (2025)
$2,959
Parcel #
2320600006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palmetto Point
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
8,059 sqft

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #A4708351
$255,900
$219/sqft

Neighborhood

321 45th Street CT W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $255,900
$252,500 – $255,900
98.8% – 100% of listTops out right at the list price
80% of listList price
230 of the last 459 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 2.

Sample: 459 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,709/mo
Principal & interest$1,335
Property taxes$247
Insurance$128
Down payment20% · $51,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$255,900

$219 per sq ft

Beds and baths

3 beds, 1 baths

Size

1,171 sq ft

Time on market

2 days

Year built

1973

Monthly payment

About $1,710/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,959 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWAGNER REALTYListing agent: Lisa VaranoListing data from Stellar MLS, MLS# A4708351.

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