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About this home
178 Osprey Cir is a 1988-built home in Ridgewood Meadows Ph II & III, Ellenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $175,000 (about $159/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $520 quarterly.
LAND OWNED and move-in ready in Ridgewood Meadows! This bright, spacious 2 bedroom, 2 bath home gives buyers the peace of mind they are looking for. The roof is approximately 5 years old, the AC system is approximately 3 years old and a moisture barrier was completed in 2022. The home sits on a generous, beautifully landscaped lot with towering palms, a covered carport and a screened porch, perfect for morning coffee or relaxing evenings in the Florida breeze. Step inside and you will find vaulted ceilings and updated LVP flooring flowing through the main living areas. The living room is filled with natural light from a wall of windows and opens through sliding glass doors to the screened porch. The dining area has its own wall of windows and a charming chandelier, and connects easily to the kitchen. There you will find abundant cabinet storage, a breakfast bar, a pantry closet and a dishwasher. A separate indoor laundry room with washer, dryer, overhead storage cabinets and its own exterior door adds everyday convenience. The primary suite features two windows, a ceiling fan, a walk-in closet and a private bath with dual sinks and a walk-in shower with a grab bar. The guest bedroom also has its own walk-in closet, and the full guest bath includes a tub and shower combination. The home is being offered fully furnished, so you can simply bring your suitcase and start enjoying the Florida lifestyle. Lawn maintenance and sprinkler system are included in the low quarterly HOA fees. Ridgewood Meadows offers an active, resort-style lifestyle with 24-hour, 7-day gated security, a community pool and spa, clubhouse, clay tennis courts, new pickleball courts, shuffleboard, an exercise park, great fishing and a full calendar of activities and events. The community is golf cart and small pet friendly. You are minutes from the Ellenton Premium Outlets, shopping, dining, waterfront restaurants on the Manatee River and medical facilities, with quick access to I-75 putting Bradenton, Sarasota, Tampa, St. Petersburg and Florida’s world-famous Gulf beaches all within easy reach. And with a flood zone X designation, you can enjoy added peace of mind. If you have been searching for an affordable, move-in-ready home where you own the land, enjoy incredible amenities and embrace the Florida lifestyle, this is the one you have been waiting for. Schedule your private showing today!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$175,000
$159 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,100 sq ft
Time on market
2 days
Year built
1988
Monthly payment
About $1,224/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $609 annual tax bill, insurance, and the $520/qtr HOA fee.
HOA fee
$520/qtr
Managed by Ridgewood Meadows.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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