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About this home
2055 S Floral Ave #296 is a 1984-built home in Floral Lakes, Bartow. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,274 square feet of living space. Listed at $165,000 (about $130/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.
Embrace the ultimate waterfront lifestyle in this furnished and move-in-ready 2-bedroom, 2-bathroom manufactured home located in Bartow’s highly desirable 55+ Floral Lakes community. Offering the incredible perk of land ownership with no lot rent and low monthly HOA fees, this home is designed for easy, comfortable living. The kitchen is fully equipped with a refrigerator, range, range hood, dishwasher, a closet pantry, and a convenient breakfast bar for casual dining. Just adjacent, a cozy dinette area features a charming built-in china hutch. The layout flows effortlessly into the living room, where double French doors open into a large, enclosed rear patio with screen and vinyl windows. This seamless transition creates a wonderful indoor-outdoor living space where you can relax and enjoy beautiful lake views in year-round comfort. Both bedrooms are finished with durable laminate flooring and feature spacious walk-in closets. The primary suite serves as a peaceful retreat, complete with an en-suite bathroom boasting a double vanity, a handy linen closet, and a shower enclosure with a sliding glass door. The second bedroom has quick access to the guest bathroom, which features a single vanity and a classic tub/shower combo. Adding to the home's utility is an indoor laundry room equipped with an included washer and dryer, alongside a built-in desk and extra cabinetry for storage. Outside, the property features a single carport and a spacious storage room for your tools and gear. The true highlight of this property lies just out back, where a gentle grass slope leads right to your private wooden boat dock, allowing you to fish or launch a boat directly from your own backyard. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. As a resident of Floral Lakes, you will enjoy a vibrant community spirit and access to a stocked pond, community boat ramp, and a clubhouse packed with premium amenities—including a large heated swimming pool, putting green, shuffleboard, and a busy calendar of social clubs, dances, and potlucks. Please note that association approval is required for purchase. Don't miss this rare waterfront opportunity—call your Realtor today to schedule your private showing!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$165,000
$130 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,274 sq ft
Time on market
126 days
Year built
1984
Monthly payment
About $1,262/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,562 annual tax bill, insurance, and the $105/mo HOA fee.
HOA fee
$105/mo
Managed by Tena Weltz.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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