2055 S Floral Ave #296, photo 1
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Overview

2 bd2 ba1,274 sqftManufactured Home
TypeManufactured Home
HOA$105/mo
Built1984
Lot4,983 sqft
Living area1,274 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)Rain GuttersStorageBuyer Approval RequiredClubhouseCommunity Mailbox

2055 S Floral Ave #296 is a 1984-built home in Floral Lakes, Bartow. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,274 square feet of living space. Listed at $165,000 (about $130/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 monthly.

From the listing

Embrace the ultimate waterfront lifestyle in this furnished and move-in-ready 2-bedroom, 2-bathroom manufactured home located in Bartow’s highly desirable 55+ Floral Lakes community. Offering the incredible perk of land ownership with no lot rent and low monthly HOA fees, this home is designed for easy, comfortable living. The kitchen is fully equipped with a refrigerator, range, range hood, dishwasher, a closet pantry, and a convenient breakfast bar for casual dining. Just adjacent, a cozy dinette area features a charming built-in china hutch. The layout flows effortlessly into the living room, where double French doors open into a large, enclosed rear patio with screen and vinyl windows. This seamless transition creates a wonderful indoor-outdoor living space where you can relax and enjoy beautiful lake views in year-round comfort. Both bedrooms are finished with durable laminate flooring and feature spacious walk-in closets. The primary suite serves as a peaceful retreat, complete with an en-suite bathroom boasting a double vanity, a handy linen closet, and a shower enclosure with a sliding glass door. The second bedroom has quick access to the guest bathroom, which features a single vanity and a classic tub/shower combo. Adding to the home's utility is an indoor laundry room equipped with an included washer and dryer, alongside a built-in desk and extra cabinetry for storage. Outside, the property features a single carport and a spacious storage room for your tools and gear. The true highlight of this property lies just out back, where a gentle grass slope leads right to your private wooden boat dock, allowing you to fish or launch a boat directly from your own backyard. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. As a resident of Floral Lakes, you will enjoy a vibrant community spirit and access to a stocked pond, community boat ramp, and a clubhouse packed with premium amenities—including a large heated swimming pool, putting green, shuffleboard, and a busy calendar of social clubs, dances, and potlucks. Please note that association approval is required for purchase. Don't miss this rare waterfront opportunity—call your Realtor today to schedule your private showing!

The essentials

Built
1984
Price / sqft
$130
On market
126 days
Annual tax
$2,562
HOA
$105/mo
Flood zone
X · Low risk
Lot
4,983 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
Waterfront
Lake Front
Community pool
Shared amenity
4,983 sqft lot
Lot size
1,274 sqft
Living area

Payment

Est. monthly payment
$1,262/mo
Down payment (20%)
$33,000
Property taxes
$214/mo
HOA
$105/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
4,983 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Lake Front
Days on Market
126
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Rain Gutters
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Golf Carts OK
Pool
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,562
Parcel #
25-30-18-429920-002960

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Floral Lakes
County
Polk
MLS Area
33830 - Bartow
Lot Size
4,983 sqft
HOA
$105/mo
Tena Weltz

Price history

Date
Event
Price
6/13/2026
Listed for sale
Source: Stellar MLS #B4902292
$165,000
$130/sqft

Neighborhood

2055 S Floral Ave #296
Bartow, FL, 33830 · 33830 - Bartow

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
122 of the last 217 home closings in 33830 landed at this number or higher (56%). The median one sat 42 days before it went under contract, and this one is on day 126.

Sample: 217 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,262/mo
Principal & interest$861
Property taxes$214
Insurance$83
HOA$105
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$130 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,274 sq ft

Time on market

126 days

Year built

1984

Monthly payment

About $1,262/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,562 annual tax bill, insurance, and the $105/mo HOA fee.

HOA fee

$105/mo

Managed by Tena Weltz.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFAITH AND FAMILY REALTY LLCListing agent: Erin ClementsListing data from Stellar MLS, MLS# B4902292.

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