2638 Rock Creek Dr, photo 1
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Overview

3 bd2 ba1,060 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,000 sqft
Living area1,060 sqft
Price / sqft$230
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT CHARLOTTE SEC23
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)DishwasherElectric Water HeaterRange

2638 Rock Creek Dr is a 2026-built home in Port Charlotte Sec23, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,060 square feet of living space. Listed at $244,000 (about $230/sqft), 515 days on market. Flood zone AE9 - confirm flood insurance requirements with your lender.

From the listing

BRAND NEW and AVAILABLE NOW! MOVE IN READY! Welcome to the world of homeownership with the Phoenix floorplan from the Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you’ll discover the heart of the home—the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. This new home includes one full year of builder's transferable warranty coverage and a 10-year limited structural warranty.

The essentials

Built
2026
Price / sqft
$230
On market
515 days
Annual tax
$457
Flood zone
AE9
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
10,000 sqft lot
Lot size
1,060 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,433/mo
Down payment (20%)
$48,800
Property taxes
$38/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
515
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Dishwasher
Electric Water Heater
Range
Flood Zone AE9
Annual Tax (2024)
$457
Parcel #
402217303008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec23
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,000 sqft

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #C7509883
$244,000-1.6%
$230/sqft
-
Price change
Source: Stellar MLS #C7509883
$248,000-11.1%
$234/sqft
5/13/2025
Listed for sale
Source: Stellar MLS #C7509883
$279,000
$263/sqft

Neighborhood

2638 Rock Creek Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $244,000
$237,500 – $244,000
97.5% – 100% of listTops out right at the list price
80% of listList price
109 of the last 217 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 515 after a $35,000 cut.

Sample: 217 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,433/mo
Principal & interest$1,273
Property taxes$38
Insurance$122
Down payment20% · $48,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$244,000

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,060 sq ft

Time on market

515 days

Year built

2026

Monthly payment

About $1,433/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $457 annual tax bill, insurance.

Flood zone

Zone AE9

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byHOLIDAY BUILDERS GULF COASTListing agent: Trish LohelaListing data from Stellar MLS, MLS# C7509883.

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