Overview
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About this home
4394 Library St is a 1982-built home in Port Charlotte Sec 044, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,248 square feet of living space. Listed at $328,000 (about $263/sqft), 120 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Virtually Staged. Welcome to this fully updated, beautifully maintained 3 bedroom / 1.5 bathroom waterfront home in desirable Port Charlotte, offering a direct boating access to Charlotte Harbor and the Gulf . BOAT DOCK has updated electrical and FISHING TABLE, ready for your next adventure on the water. Situated on a canal with approximately a 15–20 minute boat ride to Charlotte Harbor, this property is ideal for boating, fishing, and enjoying Southwest Florida’s waterfront lifestyle. All big-ticket items have been taken care of, for your peace of mind. Recent improvements provide peace of mind and modern appeal, including a NEW ROOF (2020), NEW A/C SYSTEM (2020), NEW HURRICANE RATED WINDOWS AND DOORS (2018) VINYL AND METAL FENCING (2021), PATIO SLAB (2022), DISHWASHER (2025), NEW KITCHEN WITH SOFT CLOSE CABINETS, GRANITE COUNTER TOPS backsplash (2021) SHADE GAZEBO, and refreshed garden beds. A WATER FILTRATION system. Designed with comfort and convenience in mind, the home features wheelchair accessibility enhancements including a garage ramp and an oversized walk-in shower. LOW flood insurance policy, only 2682 a year!!! Whether you're seeking a year-round residence, seasonal retreat, or waterfront investment, this move-in-ready home offers an exceptional opportunity to enjoy all that Port Charlotte has to offer. Schedule your private showing today.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$328,000
$263 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,248 sq ft
Time on market
124 days
Year built
1982
Monthly payment
About $2,210/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,017 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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