2076 River Basin Ter, photo 1
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Overview

3 bd2 ba2,674 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot11,325 sqft
Living area2,674 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Primarybedroom UpstairsSolid Surface CountersStorageDishwasherDryerKitchen Reverse Osmosis System

2076 River Basin Ter is a 1986-built home in Palm Shores, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,674 square feet of living space. Listed at $465,000 (about $174/sqft), 418 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Two story homes are not the norm in most conventional developments in SW Florida. This custom designed, 3BR/2.5BA home has distinctive characteristics that sets it apart from the ordinary. All the pictures and even this description cannot do it justice. This is THE home you absolutely need to see to truly appreciate, especially now with a great new, REDUCED PRICE! The gorgeous sunlit atrium greets you when you enter. The open living area is over 800 sq ft of flexible space with a wall of windows overlooking the backyard and waterway, to use as YOU need. In addition, there’s an office with built-in desks, a convenient 1/2 guest bath, the separate kitchen with cabinets and counter space galore, a large breakfast nook and laundry w/pantry. The first floor alone boasts over 1,600 sq ft under cool AC, nearly as large as the average whole house. The garage is large enough for both cars plus space for shelving and the included fridge. Going upstairs gives you 1,000+ sq ft reserved for 3 great sized bedrooms and 2 full baths making a peaceful retreat from a hectic day or noisy activity going on downstairs. Palm Shores is a lovely, riverfront community without deed restrictions or an HOA. From your backyard it is less than 1200 feet down the canal to the open water of the amazing Peace River. Not a bridge in sight until you get to I-75. Your boating journeys can include fishing, bird watching or just cruising this pristine river. Enjoy lunch or dinner at a number of wonderful waterfront restaurants. A 4-point inspection from 05/12/26 shows how well this home has been lovingly maintained, updated and upgraded. There are simply too many details to list here, please take a moment to read the attached Improvements document. Above all, MAKE YOUR APPOINTMENT today to see this delightful home.

The essentials

Built
1986
Price / sqft
$174
On market
418 days
Annual tax
$2,528
Flood zone
AE
Lot
11,325 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Waterfront
Canal - Brackish
2 car garage
Driveway
0.26 acres
Lot size
2,674 sqft
Living area

Payment

Est. monthly payment
$2,868/mo
Down payment (20%)
$93,000
Property taxes
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
11,325 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Canal - Brackish, Canal Front
Days on Market
418
Built-in Features
Ceiling Fans(s)
Primarybedroom Upstairs
Solid Surface Counters
Storage
Dishwasher
Dryer
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Softener
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,528
Parcel #
402314254007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Shores
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
11,325 sqft
Corner LotFlood Insurance RequiredIn CountyLandscapedPaved

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #C7513721
$465,000-4.1%
$174/sqft
-
Price change
Source: Stellar MLS #C7513721
$485,000-2.8%
$181/sqft
8/18/2025
Listed for sale
Source: Stellar MLS #C7513721
$499,000
$187/sqft

Neighborhood

2076 River Basin Ter
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $465,000
$452,500 – $465,000
97.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 138 home closings in 33982 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 418 after a $34,000 cut.

Sample: 138 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,868/mo
Principal & interest$2,425
Property taxes$211
Insurance$233
Down payment20% · $93,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$465,000

$174 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,674 sq ft

Time on market

418 days

Year built

1986

Monthly payment

About $2,868/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,528 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLLINS MANAGEMENTListing agent: Robin VitaliListing data from Stellar MLS, MLS# C7513721.

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