26251 Copiapo Cir, photo 1
Active
1 / 73

Overview

4 bd3 ba2,189 sqft3 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built2019
Lot9,599 sqft
Living area2,189 sqft
Price / sqft$286
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

26251 Copiapo Cir is a 2019-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,189 square feet of living space. Listed at $625,000 (about $286/sqft), 140 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $210 annually.

From the listing

Buyer's backed out, Their loss is your GAIN! Experience Florida living in this stunning 2019-built, 4-bedroom, 2.5-bathroom, 3-car garage pool home located in the desirable Deep Creek community of Punta Gorda! From the moment you walk through the front door, you are welcomed by an open-concept layout featuring a spacious living room that flows seamlessly into the kitchen. The oversized kitchen showcases beautiful solid wood cabinetry, granite countertops, high ceilings, and stainless steel appliances, including a pot filler faucet. The primary suite features a luxurious en-suite bathroom complete with a large soaking tub perfect for relaxing, a separate oversized shower, dual sinks for added convenience, and two large closets. The secondary bedrooms offer plenty of space for family or guests. Step outside and enjoy the beautiful screened lanai area with a sparkling heated pool, along with a covered lanai space that makes outdoor living enjoyable year-round. Whether you are hosting gatherings or simply unwinding after a long day, this backyard oasis is sure to impress. Some notable features include a 2019 metal roof, hurricane windows throughout the home, plus additional protection with Kevlar screening in the lanai. The home is located in an X flood zone, meaning flood insurance is not required. Situated on an oversized lot, this property is also just a few miles from the highway, shopping, dining, entertainment, and so much more!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2019
Price / sqft
$286
On market
140 days
Annual tax
$4,140
HOA
$210/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Private pool
Heated
3 car garage
Driveway
9,599 sqft lot
Lot size
2,189 sqft
Living area

Payment

Est. monthly payment
$3,936/mo
Down payment (20%)
$125,000
Property taxes
$345/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
9,599 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Pool
Gunite, Heated, In Ground, Screen Enclosure
Days on Market
140
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Dishwasher
Microwave
Range
Refrigerator
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,140
Parcel #
402304102014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
Cul-De-SacLandscapedLevel
HOA
$210/yr
Section 20 Property Owners Association

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #C7526523
$625,000-0.8%
$286/sqft
-
Price change
Source: Stellar MLS #C7526523
$630,000-0.8%
$288/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #C7526523
$635,000
$290/sqft

Neighborhood

26251 Copiapo Cir
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$605,000 – $625,000
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 140 after a $10,000 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,935/mo
Principal & interest$3,260
Property taxes$345
Insurance$313
HOA$18
Down payment20% · $125,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$286 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,189 sq ft

Time on market

140 days

Year built

2019

Monthly payment

About $3,936/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,140 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Section 20 Property Owners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySELLSTATE VISION REALTYListing agent: Savannah ZarrisListing data from Stellar MLS, MLS# C7526523.

Keep exploring Florida

Pick up where you left off, or see what else is out there.