4298 Library St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot11,000 sqft

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About this home

4298 Library St is a home in Port Charlotte Sec 044, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Build your DREAM HOME with this OVERSIZED WATER FRONT lot located in Port Charlotte. NO HOA FEES! Offering peaceful views, ample space, and direct access to the water, this property provides the ideal setting for a custom residence. Need a builder? Let us introduce you to local reputable builders. Conveniently located minutes to the Edgewater Public Boat Ramp, William R. Gaines Recreation Park. Also just a short drive to 776, US-41, and Port Charlotte Beach Park. Port Charlotte Beach Park offers sand, sheltered waters, and spectacular sunsets year-round. Amenities include a boardwalk with a fishing pier, boat ramp, canoe/kayak launch, horseshoe pits, bocce courts, basketball courts, tennis courts, volleyball court, playground area, small shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, and a recreation center. Also just a short car ride to the Gulf Beaches of Boca Grande, Englewood, or Manasota Key to name a few where you will find world-class fishing and white sand between your toes.

The essentials

On market
320 days
Annual tax
$1,435
Flood zone
AE
Lot
11,000 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.25 acres
Lot size

Payment

Est. monthly payment
$777/mo
Down payment (20%)
$23,000
Property taxes
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
11,000 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
320
Flood Zone AE
Annual Tax (2024)
$1,435
Parcel #
402125334002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 044
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
11,000 sqft
Flood Plain/Bottom LandIn CountyOversized Lot

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #C7518215
$115,000-8.0%
11/25/2025
Listed for sale
Source: Stellar MLS #C7518215
$125,000

Neighborhood

4298 Library St
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Calculator

Est. monthly payment
$777/mo
Principal & interest$600
Property taxes$120
Insurance$58
Down payment20% · $23,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$115,000

Time on market

320 days

Monthly payment

About $777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,435 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Jenn GabbardListing data from Stellar MLS, MLS# C7518215.

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