3455 Montgomery Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot9,984 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

3455 Montgomery Dr is a home in Port Charlotte Sec 060, Port Charlotte. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Great WATERFRONT lot located in the much sought-after deed-restricted Gulf Cove waterfront neighborhood. This residential building lot with 80' of waterfront is located on the Blitman Waterway providing quick boating access to the Myakka River and on to Charlotte Harbor and the Gulf. Standard lot 10,000 sq. ft. and is ready for you to build your Florida dream home. Public water available and not in a Scrub Jay zone (check again with county website to ensure nothing has changed). Gulf Cove offers a welcoming atmosphere with a Voluntary Property Owners Association (POGC). For just $75 a year, you can enjoy exclusive access to the private park, playground, and pavilion. Additionally, secure a boat ramp decal for only $75 to take full advantage of the Gulf Cove boat ramp—ideal for boating enthusiasts! Embrace a lifestyle filled with outdoor adventures! Whether you’re into boating, fishing, or kayaking, Gulf Cove is your gateway to water-based fun. Only minutes to the beautiful beaches of Englewood and Boca Grande. In this vibrant area, you’ll also find nearby golfing, farmers markets, and community festivals to enrich your life. Don’t miss this chance to create the home you’ve always wanted in a community that has it all. Your coastal paradise in Charlotte County awaits!

The essentials

On market
268 days
Annual tax
$2,281
Flood zone
AE
Lot
9,984 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
9,984 sqft lot
Lot size

Payment

Est. monthly payment
$990/mo
Down payment (20%)
$28,000
Property taxes
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
9,984 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
268
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$2,281
Parcel #
402119405007

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,984 sqft
In CountyStreet Dead-EndPaved

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #C7520476
$140,000-6.7%
1/19/2026
Listed for sale
Source: Stellar MLS #C7520476
$150,000

Neighborhood

3455 Montgomery Dr
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Calculator

Est. monthly payment
$990/mo
Principal & interest$730
Property taxes$190
Insurance$70
Down payment20% · $28,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$140,000

Time on market

268 days

Monthly payment

About $990/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,281 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7520476.

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