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Overview

4 bd5 ba4,607 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot17,901 sqft
Living area4,607 sqft
Price / sqft$608
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsOpen Floorplan

3 Hibiscus Dr is a 2004-built home in Punta Gorda Isles Sec 04, Punta Gorda. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,607 square feet of living space. Listed at $2,800,000 (about $608/sqft), 263 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Simply one of the most impressive homes available in Punta Gorda. This harbor front, custom-built, two-story Towles home offers approx 240 feet of seawall, a 120-foot dock, and a 20,000-pound boat lift. The expansive lanai and deck provide stunning, uninterrupted views of Charlotte Harbor and beyond, highlighted by a spectacular 50-foot infinity-edge pool with swim-up table and seating. No expense was spared in the construction of this exceptional residence. Notable features include custom mahogany double front doors handcrafted in Honduras; concealed lanai power hurricane shutters; impact-resistant windows; and a fireplace constructed from Mediterranean-cut coral. A dramatic spiral staircase leads to a bridge accessing twin second-floor suites, each with private baths and walk-in closets. The second floor also offers a guest laundry, kitchenette, and a balcony that perfectly captures the Florida lifestyle. The gourmet kitchen features abundant custom cherry cabinetry by Yoder Kitchen of Nappanee, Indiana (Amish-crafted), expansive granite countertops, double ovens with microwave and convection capabilities, two dishwashers, and a large warming drawer. An incredible 1890s-style saloon provides a one-of-a-kind space for entertaining. The home sustained damage during Hurricane Ian; approximately 95% of repairs have been completed, along with numerous upgrades. The property is being sold as-is, allowing the buyer the opportunity to add their own finishing touches. A truly rare opportunity to own a landmark waterfront estate. Lot 1 can be purchased with home. Call for more information.

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The essentials

Built
2004
Price / sqft
$608
On market
263 days
Annual tax
$24,469
Flood zone
AE
Lot
17,901 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Bay/Harbor
Private pool
Heated
3 car garage
Circular Driveway
0.41 acres
Lot size

Payment

Est. monthly payment
$18,042/mo
Down payment (20%)
$560,000
Property taxes
$2,039/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
17,901 sqft
Cooling
Central Air
Heating
Central
Parking
Circular Driveway, Garage Door Opener, Oversized
Pool
Gunite, Heated, In Ground, Infinity
Waterfront
Bay/Harbor
Days on Market
263
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Rain Gutters
Deed Restrictions
Built-in Oven
Convection Oven
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$24,469
Parcel #
412211152001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 04
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
17,901 sqft

Price history

Date
Event
Price
3/25/2026
Price change
Source: Stellar MLS #C7520481
$2,800,000-3.4%
$608/sqft
1/20/2026
Listed for sale
Source: Stellar MLS #C7520481
$2,900,000
$629/sqft

Neighborhood

3 Hibiscus Dr
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $2,800,000
$2.71M – $2.80M
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 263 after a $100,000 cut.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$18,042/mo
Principal & interest$14,603
Property taxes$2,039
Insurance$1,400
Down payment20% · $560,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,800,000

$608 per sq ft

Beds and baths

4 beds, 5 baths

Size

4,607 sq ft

Time on market

263 days

Year built

2004

Monthly payment

About $18,042/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $24,469 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byMARINA PARK REALTY LLCListing agent: Chris McMillanListing data from Stellar MLS, MLS# C7520481.

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