Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- STONE RIDGE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$202/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1221 Stone Ridge Cir S is a 2026-built home in Stone Ridge, Sebring. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,477 square feet of living space. Listed at $241,888 (about $164/sqft), 198 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $202 monthly.
The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and stainless steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, and energy-efficient Low-E insulated dual-pane vinyl windows. A one-year limited home warranty. The community sits next to Lake Jackson and is a quick drive from nearly 100 lakes, great for fishing, water skiing, and kayaking. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 47 closed home sales in 33870 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$241,888
$164 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,477 sq ft
Time on market
198 days
Year built
2026
Monthly payment
About $1,641/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $675 annual tax bill, insurance, and the $202/mo HOA fee.
HOA fee
$202/mo
Managed by Access Management/Angela Sullivan.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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