2065 Chaplin Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot16,146 sqft

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About this home

2065 Chaplin Dr is a home in Hrbr Heights, Punta Gorda. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build something that’s truly yours in one of Punta Gorda’s most peaceful settings. This oversized 0.37-acre lot offers space, quiet, and the freedom to create your vision from the ground up. Tucked away in a low-traffic area, this property is perfect for those who value privacy while still being close to everything Southwest Florida has for lifestyle. Zoned RSF3.5, it’s ready for your custom home. Opportunities like this—affordable, spacious, and serene—are becoming harder to find.

The essentials

On market
194 days
Annual tax
$115
Flood zone
X · Low risk
Lot
16,146 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$296/mo
Down payment (20%)
$10,000
Property taxes
$10/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
16,146 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
194
Elementary
Deep Creek Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$115
Parcel #
402315105009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
16,146 sqft

Price history

Date
Event
Price
4/4/2026
Listed for sale
Source: Stellar MLS #C7524354
$50,000

Neighborhood

2065 Chaplin Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$295/mo
Principal & interest$261
Property taxes$10
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$50,000

Time on market

194 days

Monthly payment

About $296/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $115 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Lisa CreightonListing data from Stellar MLS, MLS# C7524354.

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