18398 NW 286th St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot54,450 sqft

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About this home

18398 NW 286th St is a home in Tract 4, Okeechobee. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

High and Dry Lot For Sale! Cleared Freshwater Canal Lot For Sale! This 1.25-acre cleared lot in Okeechobee offers a great opportunity to build your dream home or invest in land with room to grow.The property features a culvert already in place and electricity nearby, helping simplify the building process. A survey is available, giving you a clear understanding of boundaries and layout. Adding to its appeal, a freshwater canal runs along the side of the property, offering a convenient spot to fish right from your own land and enjoy the peaceful waterfront setting. Families will appreciate access to local schools such as Everglades Elementary School, Yearling Middle School, and Okeechobee High School. Outdoor enthusiasts will find several nearby spots to enjoy nature and recreation, including dog-friendly areas and parks, as well as easy access to Lake Okeechobee, one of Florida’s premier fishing destinations known for bass fishing and scenic waterfront views. Additional fishing and boating opportunities are available along the Kissimmee River and surrounding conservation areas. Conveniently located within reach of nearby cities like Okeechobee, Port St. Lucie, and Fort Pierce, this property offers a balance of rural living with access to shopping, dining, and entertainment. Healthcare needs are served by nearby facilities such as HCA Florida Raulerson Hospital, with additional medical centers in the surrounding Treasure Coast region. Major roadways including U.S. Route 441 and Florida State Road 70 provide straightforward travel across the region, connecting you to larger metropolitan areas. For air travel, Treasure Coast International Airport and Palm Beach International Airport are both accessible within a reasonable drive. Whether you’re looking to build now or hold for the future, this property combines usable land, key improvements, canal-front fishing, and a location that keeps you connected while still offering privacy and space.

The essentials

On market
174 days
Annual tax
$390
Flood zone
X · Low risk
Lot
54,450 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Freshwater
1.25 acres
Lot size

Payment

Est. monthly payment
$432/mo
Down payment (20%)
$13,980
Property taxes
$33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
54,450 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Freshwater
Days on Market
174
Elementary
Seminole Elem
Middle
Yearling Middle School
High
Okeechobee High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$390
Parcel #
R1-22-34-33-0A00-00004-L000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tract 4
County
Okeechobee
MLS Area
34972 - Okeechobee
Lot Size
54,450 sqft
In County

Price history

Date
Event
Price
4/20/2026
Listed for sale
Source: Stellar MLS #C7525108
$69,900

Neighborhood

18398 NW 286th St
Okeechobee, FL, 34972 · 34972 - Okeechobee

Calculator

Est. monthly payment
$432/mo
Principal & interest$365
Property taxes$33
Insurance$35
Down payment20% · $13,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$69,900

Time on market

174 days

Monthly payment

About $432/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $390 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCENTURY 21 SUNBELT REALTYListing agent: Thomas SonsListing data from Stellar MLS, MLS# C7525108.

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