404 Paramaribo St, photo 1
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Overview

3 bd2 ba2,010 sqft2 car garageSingle Family
TypeSingle Family
HOA$210/yr
Built2026
Lot9,599 sqft
Living area2,010 sqft
Price / sqft$189
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PUNTA GORDA ISLES SEC 20
Type
Single Family Residence

True monthly carry

HOA
~$18/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsPest Guard SystemPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)

404 Paramaribo St is a 2026-built home in Punta Gorda Isles Sec 20, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,010 square feet of living space. Listed at $380,200 (about $189/sqft), 140 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $210 annually.

From the listing

Under Construction. MOVE-IN READY IN DEEP CREEK — BEAUTIFUL UPGRADES, PREMIUM LOT & NO CDD! Welcome home to this beautiful, move-in-ready Adams 2010 featuring 4 bedrooms, 2 bathrooms, and a spacious open floor plan designed for comfortable everyday living and easy entertaining. The heart of the home is the inviting kitchen, complete with granite countertops, upgraded cabinetry, and an open breakfast bar overlooking the breakfast nook and large family room. A separate dining room provides the perfect setting for more formal meals and special occasions. The flexible living area at the front of the home can easily become a home office, den, reading room, or quiet retreat. You'll love the extensive upgrades throughout, including: • Tile flooring throughout most of the home • Granite countertops in the kitchen and bathrooms • Upgraded kitchen and bathroom cabinets • 5' tiled walk-in shower in the primary bathroom • Tray ceilings in the living room, dining room, and primary bedroom • French doors leading to the lanai • Bahia sod with irrigation system • Premium cul-de-sac lot • Greenbelt behind the home for added privacy and open space • Vacant lot next door The location offers an especially appealing setting, with a vacant lot beside the home and a greenbelt behind it, giving you a greater sense of space and privacy. Located in Deep Creek, one of the area's desirable deed-restricted communities, you'll enjoy very low HOA fees of only $230 annually, no CDD fees, and city water and sewer. The community also offers abundant green space, a playground, tennis, pickleball, and basketball courts. Golf enthusiasts can enjoy the semi-private Mark McCumber-designed golf course, with optional memberships available. USDA financing may be available for qualified buyers. When using the builder's preferred lender, the builder pays the majority of closing costs, and special incentives may be available. Prices and incentives are subject to change. And getting started is easy — secure this beautiful home with just a $1,000 deposit while you prepare for your move. Why wait to build when this beautiful, upgraded home is already waiting for you?

The essentials

Built
2026
Price / sqft
$189
On market
164 days
Annual tax
$954
HOA
$210/yr
Flood zone
AE
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Covered
9,599 sqft lot
Lot size
2,010 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,270/mo
Down payment (20%)
$76,040
Property taxes
$79/mo
HOA
$210/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,599 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway, Off Street
Days on Market
164
High Ceilings
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Lighting
Private Yard
Deed Restrictions
Golf
Playground
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$954
Parcel #
402303485001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
Flood Insurance RequiredGreenbeltLandscapedNear Golf CourseStreet Dead-EndPaved
HOA
$210/yr
Melissa Costa

Price history

Date
Event
Price
5/24/2026
Price change
Source: Stellar MLS #C7525426
$380,200-0.3%
$189/sqft
4/28/2026
Listed for sale
Source: Stellar MLS #C7525426
$381,200
$190/sqft

Neighborhood

404 Paramaribo St
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $380,200
$370,000 – $380,200
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 164 after a $1,000 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,270/mo
Principal & interest$1,983
Property taxes$79
Insurance$190
HOA$18
Down payment20% · $76,040
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$380,200

$189 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,010 sq ft

Time on market

164 days

Year built

2026

Monthly payment

About $2,270/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $954 annual tax bill, insurance, and the $210/yr HOA fee.

HOA fee

$210/yr

Managed by Melissa Costa.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byADAMS HOMES REALTYListing agent: Catia KirschnerListing data from Stellar MLS, MLS# C7525426.

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