3370 Dover Dr, photo 1
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Overview

4 bd3 ba2,026 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot10,000 sqft
Living area2,026 sqft
Price / sqft$247
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsSolid Surface CountersSplit BedroomStone CountersThermostatWalk-in Closet(s)

3370 Dover Dr is a 1987-built home in Hrbr Heights, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,026 square feet of living space. Listed at $499,900 (about $247/sqft), 54 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Back on the market with a new septic tank and field! Welcome to 3370 Dover Drive, a stunning waterfront property nestled along a serene canal just off the Peace River in Punta Gorda, Florida. This exquisite 4 bedroom, 2.5 bath home offers a combination of the best of Florida living with modern comforts and thoughtful design. Whether you're looking for a permanent residence or a vacation getaway, this home is the perfect place to relax and enjoy the best of waterfront living. Step outside onto the back patio and enjoy direct access to the canal. This private dock is ideal for launching kayaks, boating, or simply enjoying a sunset. The home sits just off the Peace River, providing a peaceful environment with easy access to open water. A screened-in lanai is perfect for outdoor dining or lounging, while the expansive backyard provides ample space for gardening, recreation, or building your dream pool. This property comes with a transferable FEMA flood policy, offering an incredible benefit to buyers. The policy will ensure lower flood insurance costs compared to a new plan. New, neutral colored paint inside that has been added since photos were taken. The home is located in the Harbor Heights neighborhood, an area known for its picturesque waterfront homes, friendly community, and convenient access to the Peace River and Charlotte Harbor. Enjoy a leisurely boat ride to nearby destinations, or take a stroll through the historic downtown Punta Gorda with its charming shops, restaurants, and cultural attractions. With quick access to I-75, you'll find both Fort Myers and Sarasota within easy reach. This is a rare opportunity to own a piece of paradise in Punta Gorda. Don't miss your chance to experience waterfront living at its finest. Schedule your showing today and make 3370 Dover Dr your new home!

The essentials

Built
1987
Price / sqft
$247
On market
72 days
Annual tax
$3,344
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Waterfront
Canal - Brackish
2 car garage
Garage Door Opener
10,000 sqft lot
Lot size
2,026 sqft
Living area

Payment

Est. monthly payment
$3,136/mo
Down payment (20%)
$99,980
Property taxes
$279/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener
Waterfront
Canal - Brackish
Days on Market
72
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Storage
Park
Playground
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,344
Parcel #
402322310012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,000 sqft

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #C7528994
$499,900-3.8%
$247/sqft
7/29/2026
Listed for sale
Source: Stellar MLS #C7528994
$519,900
$257/sqft

Neighborhood

3370 Dover Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$485,000 – $499,900
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 72 after a $20,000 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,136/mo
Principal & interest$2,607
Property taxes$279
Insurance$250
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$247 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,026 sq ft

Time on market

72 days

Year built

1987

Monthly payment

About $3,136/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,344 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY ONE GROUP MVPListing agent: Greg ParkinsonListing data from Stellar MLS, MLS# C7528994.

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