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Overview

3 bd2 ba1,549 sqft2 car garageSingle Family
TypeSingle Family
HOA$454/mo
Built2002
Lot5,218 sqft
Living area1,549 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Window TreatmentsHurricane Shutters

1637 Palace CT is a 2002-built home in Kings Gate Ph 02, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,549 square feet of living space. Listed at $279,900 (about $181/sqft), 123 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $454 monthly.

From the listing

Bargain Priced! Move-in ready Bristol model in Kings Gate! This well-maintained 3-bedroom, 2-bath, 2-car garage home offers an open-concept with a split floor plan, abundant natural light, and an oversized screened and tiled lanai that creates the perfect extension of your Florida living space. Major updates include a new A/C (2025), roof (2019), accordion hurricane shutters, upgraded lighting and controls, beveled glass front door and screened entry, Silestone kitchen counters, Corian bath counters, and an updated walk-in shower in the guest bath. Located in Flood Zone X, flood insurance is optional. Inside, you’ll find tile flooring throughout the main living areas, lanai, and screened front porch, with laminate in the bedrooms. The spacious kitchen offers abundant cabinetry with pull-out shelving, pantry, breakfast bar, and dining nook. The primary suite features private lanai access, a walk-in closet, dual sinks, soaking tub, and separate shower—your own quiet retreat after a day on the course. The oversized lanai offers a private and peaceful setting ideal for entertaining, morning coffee, or evening cocktails. Furnishings are negotiable, making this an ideal seasonal, full-time, or lock-and-leave home. Kings Gate is a gated 55+ golf community offering resort-style amenities including an Olympic-size heated pool and spa, fitness center, pickleball, tennis, billiards, crafts, restaurant, golf course, and a full-time activities director. HOA includes lawn care, irrigation, cable, and internet plus full use of the amenities and many planned activities. Boat and RV storage is available separately. Conveniently located near shopping, dining, I-75, and historic Punta Gorda, with easy access to Sarasota, Fort Myers, and Gulf beaches. Enjoy the active Florida lifestyle in one of Charlotte County’s most sought-after gated golf communities.

The essentials

Built
2002
Price / sqft
$181
On market
143 days
Annual tax
$2,125
HOA
$454/mo
Flood zone
X · Low risk
Lot
5,218 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Community pool
Fitness center too
2 car garage
5,218 sqft lot
Lot size
1,549 sqft
Living area

Payment

Est. monthly payment
$2,231/mo
Down payment (20%)
$55,980
Property taxes
$177/mo
HOA
$454/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
5,218 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
143
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Clubhouse
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$2,125
Parcel #
402307327026

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kings Gate Ph 02
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
5,218 sqft
In CountyNear Golf CoursePavedPrivate
HOA
$454/mo
Sarah Wood

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #C7525691
$279,900-1.8%
$181/sqft
-
Price change
Source: Stellar MLS #C7525691
$284,900-3.3%
$184/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #C7525691
$294,500
$190/sqft

Neighborhood

1637 Palace CT
Port Charlotte, FL, 33980 · 33980 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $279,900
$267,500 – $279,900
96% – 100% of listTops out right at the list price
80% of listList price
77 of the last 152 home closings in 33980 landed at this number or higher (51%). The median one sat 82 days before it went under contract, and this one is on day 143 after a $14,600 cut.

Sample: 152 closed home sales in 33980 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,231/mo
Principal & interest$1,460
Property taxes$177
Insurance$140
HOA$454
Down payment20% · $55,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,900

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,549 sq ft

Time on market

143 days

Year built

2002

Monthly payment

About $2,231/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,125 annual tax bill, insurance, and the $454/mo HOA fee.

HOA fee

$454/mo

Managed by Sarah Wood.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Marianne LillyListing data from Stellar MLS, MLS# C7525691.

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