3456 Dwight St, photo 1
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Overview

3 bd2 ba2,245 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built1988
Lot10,000 sqft
Living area2,245 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanThermostatVaulted Ceiling(s)Walk-in Closet(s)Wet BarSliding DoorsPark

3456 Dwight St is a 1988-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,245 square feet of living space. Listed at $375,000 (about $167/sqft), 90 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $75 annually.

From the listing

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Set in the Gulf Cove community of Port Charlotte, this home offers over 2,200 square feet of living space with an optional HOA and a layout designed to adapt to a variety of lifestyles. From the moment you step inside, you'll appreciate the open feel, abundant natural light, and vaulted ceilings in the main living and dining areas, creating an open, bright, and welcoming atmosphere. Recent cosmetic improvements, including fresh interior touch-up paint, a newly installed kitchen stove, and continued updates throughout the home, reflect the seller's ongoing care and attention to the property. Additional valuable improvements include a replaced roof, updated A/C system, electric water heater, partial impact windows and plumbing improvements, offering added value and peace of mind for the next owner. The centrally located kitchen features a functional layout with a pass-through bar and seating, creating a connected space for everyday living and entertaining. The additional family room provides a unique opportunity with a built-in spa that is currently covered, allowing the next owner the flexibility to restore it or transform the space to fit their own vision. The spacious primary suite offers a comfortable retreat with a walk-in shower and dual walk-in closets, while the additional bedrooms provide flexibility and storage for a variety of needs. The dining area is complemented by a built-in wet bar, adding character and convenience for gatherings or everyday enjoyment. Enjoy Florida living year-round from the oversized screened porch with privacy mesh, designed for relaxing, dining, or entertaining while overlooking the backyard with mature fruit trees. The two-car garage offers even more versatility with room for vehicles, storage, a workshop, or a customized hobby space. Located just minutes from the Gulf Cove Community Park and Boat Ramp, this home provides convenient access to boating and water recreation while remaining close to shopping, dining, everyday amenities, and Gulf beaches, including Englewood Beach. Combining generous living space, valuable improvements, and the opportunity to make it your own over time, this Gulf Cove home offers a unique opportunity in one of Port Charlotte's established waterfront communities. Schedule your private showing today!

The essentials

Built
1988
Price / sqft
$167
On market
167 days
Annual tax
$5,932
HOA
$75/yr
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
Driveway
10,000 sqft lot
Lot size
2,245 sqft
Living area

Payment

Est. monthly payment
$2,644/mo
Down payment (20%)
$75,000
Property taxes
$494/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,000 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
167
Ceiling Fans(s)
Open Floorplan
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Sliding Doors
Park
Playground
Electric Water Heater
Microwave
Range
Range Hood
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,932
Parcel #
402119456002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
HOA
$75/yr

Price history

Date
Event
Price
7/26/2026
Price change
Source: Stellar MLS #C7525338
$375,000-3.2%
$167/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #C7525338
$387,500
$173/sqft

Neighborhood

3456 Dwight St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$357,500 – $375,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 167 after a $12,500 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,644/mo
Principal & interest$1,956
Property taxes$494
Insurance$188
HOA$6
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$167 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,245 sq ft

Time on market

167 days

Year built

1988

Monthly payment

About $2,644/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,932 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byERA ADVANTAGE REALTY, INC.Listing agent: Taylor MascoeListing data from Stellar MLS, MLS# C7525338.

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