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About this home
12933 SW Pembroke Cir S is a 2005-built home in Pembroke Sub, Lake Suzy. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,170 square feet of living space. Listed at $415,000 (about $191/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 annually.
PARTIALLY FURNISHED HOME! Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering 2,170 square feet of comfortable living space in the desirable deed-restricted community of Lake Pembroke. From the moment you arrive, the inviting curb appeal stands out with a spacious 3-car garage, extended driveway, covered front porch, and tropical landscaping featuring mature palms and colorful flowering plants. Situated on a generously sized homesite, this residence enjoys a peaceful setting surrounded by scenic lakes, ponds, and natural habitat. Step inside to discover soaring volume ceilings and a spacious open floor plan designed for comfortable living and entertaining. The home features a combined living and dining area, along with a separate family room offering additional space for gatherings. The well-appointed kitchen is the heart of the home, showcasing abundant oak cabinetry, granite countertops, a stylish tile backsplash, large pantry, and oversized breakfast bar overlooking the main living area. Stainless steel appliances include a cooktop, double wall ovens, built-in microwave, and French-door refrigerator. Recessed lighting and the open design create a bright and welcoming atmosphere. The spacious primary suite offers a private retreat with an elegant tray ceiling, large walk-in closet with custom shelving, and ensuite bathroom featuring dual vanities, a garden tub, and separate walk-in shower. Three additional bedrooms provide plenty of space for family, guests, or a home office, each offering generous closets. The guest bathroom includes dual sinks and a tub/shower combination for added convenience. The functional laundry room includes a washer and dryer, additional storage space, and a dedicated area for household tasks, helping keep daily routines organized and efficient. Sliding glass doors open to a screened lanai where you can relax and enjoy peaceful pond views and beautiful Florida sunsets. The thoughtfully maintained yard features mature landscaping, decorative concrete curbing, and an irrigation system for easy upkeep. This home offers exceptional value with numerous upgrades, including a new A/C system installed in 2025, a shingle roof approximately five years old, public water and sewer, whole-house water filtration system, hurricane rated impact-resistant windows, and a hurricane-rated insulated garage door for added peace of mind. Located outside of a flood zone, this property provides added protection and helps keep ownership costs manageable. There are storm shutters in the garage as an added safety measure. Lake Pembroke offers a serene residential setting with scenic surroundings while remaining conveniently located near everyday amenities. Enjoy easy access to I-75, shopping, dining, golf courses, medical facilities, banking, Charlotte Harbor, historic Punta Gorda, Gulf beaches, and the Arcadia antique district. Multiple airports, including Punta Gorda Airport and Southwest Florida International Airport, are within an easy drive, making this an ideal home for year-round living or a seasonal Florida retreat. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$415,000
$191 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,170 sq ft
Time on market
100 days
Year built
2005
Monthly payment
About $2,557/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,066 annual tax bill, insurance, and the $150/yr HOA fee.
HOA fee
$150/yr
Managed by PALMER PROPERTY MGMT/JOHN GARVEY.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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