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Overview

3 bd2 ba1,364 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot11,683 sqft
Living area1,364 sqft
Price / sqft$194
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Chair RailHigh CeilingsOutdoor GrillConvection OvenCooktop

1128 Inverness St is a 1986-built home in Port Charlotte Sec 051, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,364 square feet of living space. Listed at $265,000 (about $194/sqft), 92 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome Home to Port Charlotte's Best-Kept Secret You know that feeling when a home just feels right the moment you pull up? That's this one. Tucked in the desirable Peachland area of Port Charlotte, this charming 3-bedroom, 2-bathroom single-story home sits on a peaceful canal with water views that make every single day feel like a vacation. Wooded lots across the waterway give you that rare private-paradise feel — no rear neighbors, just nature. The big stuff is already done. New roof in 2023. Solar panels in 2025. Brand new HVAC and hot water heater in 2026. New LVP flooring, new LED ceiling fans and light fixtures throughout. Walk in with confidence — this home is genuinely move-in ready, and your utility bills will thank you for the solar. Step outside and you'll immediately understand why Florida living is so addictive. Watch the birds fish in the canal from your screened back porch. Sip your morning coffee in the sunny Florida Room. Fire up the grill in an expansive backyard that gives you room to breathe. The attached screened garage is a bonus — use it for the car, a workshop, a home gym, or whatever flex space you need right now. Inside, beamed ceilings add character and warmth you don't find in cookie-cutter new construction. The U-shaped kitchen is built for real life — plenty of room for cooking, conversation, and company. The primary bedroom is your personal retreat with a private en-suite bathroom and a walk-in closet that actually fits a wardrobe. Both guest bedrooms are ground floor, spacious, and ready for your personal touch. The location seals the deal. Walk to Audubon Pennington Nature Park. Peachland Promenade — Publix, Starbucks, restaurants, hotels — is right around the corner. Kingsway Elementary is nearby. Maple Leaf Golf and Country Club is a quick drive. I-75 is less than 7 miles out, putting Sarasota and Fort Myers both within easy reach. Charlotte Harbor and downtown Punta Gorda are close enough for a Tuesday night dinner out. Oh — and the storage shed conveys. Every little bit counts. This is the kind of home that doesn't sit long. Don't let someone with equally great taste beat you to the closing table. "Listing agent has an ownership interest in this property."

The essentials

Built
1986
Price / sqft
$194
On market
92 days
Annual tax
$3,387
Flood zone
X · Low risk
Lot
11,683 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
0.27 acres
Lot size
1,364 sqft
Living area

Payment

Est. monthly payment
$1,797/mo
Down payment (20%)
$53,000
Property taxes
$282/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
11,683 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
92
Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
High Ceilings
Outdoor Grill
Convection Oven
Cooktop
Flood Zone X
Annual Tax (2025)
$3,387
Parcel #
402212106015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 051
County
Charlotte
MLS Area
33952 - Port Charlotte
Lot Size
11,683 sqft

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #C7528267
$265,000-1.8%
$194/sqft
-
Price change
Source: Stellar MLS #C7528267
$269,900-6.9%
$198/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #C7528267
$289,900
$213/sqft

Neighborhood

1128 Inverness St
Port Charlotte, FL, 33952 · 33952 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$260,000 – $265,000
98.4% – 100% of listTops out right at the list price
80% of listList price
160 of the last 318 home closings in 33952 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 92 after a $24,900 cut.

Sample: 318 closed home sales in 33952 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,797/mo
Principal & interest$1,382
Property taxes$282
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$194 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,364 sq ft

Time on market

92 days

Year built

1986

Monthly payment

About $1,797/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,387 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY HUBListing agent: Jane LizellListing data from Stellar MLS, MLS# C7528267.

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